344 Rue St Emilion, Covington, LA 70433 Property Records

St. Tammany Parish property record for 344 Rue St Emilion, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,500 sqft · built 2016
Lot Size	0.253 acres (11,041 sqft)
Owner	2 Individual Names on File
Last Sale	$385,485 (Dec 2015)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
APN	`103-814-4787`

Property Details

APN / Parcel Number

Primary APN	`103-814-4787`
Alternative APN	`4320`

Interior

Building Area	2,500 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	11,041 sqft (0.253 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	344 RUE ST EMILION
City	COVINGTON
State	LA
Zip	70433-8197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 THE VILLAGE OF NORMANDY OAKS PH IIB INST NO 1582415 INST NO 1933236 INST NO 2004653
Legal Subdivision	VILLAGE OF NORMANDY OAKS
Legal Phase	2B
Legal Lot Number	66
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2006
Census Tract	40401

Owner

Source: St. Tammany Parish records · APN 103-814-4787

Assessment roll updated February 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	344 RUE ST EMILION, COVINGTON, LA 70433-8197
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2015 · Amount on Record
Deed Sale	Dec 02, 2015 · Amount on Record
Deed Document Number	20152004653
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 05, 2026
Property Address	344 RUE ST EMILION, COVINGTON, LA 70433-8197
Document Number	0002494246
Instrument Date	May 04, 2026
Instrument	20262494246
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 RUE ST EMILION, COVINGTON, LA 70433-8197
Investor	Possibly a Property Investor

Mortgage

Document Number	0002494246,
Date	Jun 05, 2026
Instrument	20262494246

Lender

Name	GULF COAST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (-3.45%) Homeowner's exemption	$38,465 (-) Land $6,000 Building $32,465	$384,651 (-) Land $60,000 Building $324,651
2024	$3,970.00 (+11.08%) Homeowner's exemption	$38,465 (+14.99%) Land $6,000 Building $32,465	$384,651 (+14.99%) Land $60,000 Building $324,651
2023	$3,574.00 Homeowner's exemption	$33,452 (-) Land $6,000 Building $27,452	$334,520 (-) Land $60,000 Building $274,520
2022	$3,574.00 Homeowner's exemption	$33,452 Land $6,000 Building $27,452	$334,520 Land $60,000 Building $274,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 210 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.