328 Rue St Emilion, Covington, LA 70433 Property Records

St. Tammany Parish property record for 328 Rue St Emilion, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,661 sqft · built 2018
Lot Size0.254 acres (11,103 sqft)
Owner2 Individual Names on Record
Last Sale$560,000 (Apr 2026)
Tax Bill$4,059 (2025)
Deeds & MortgagesFeb 2014 Mortgage
Apr 2026 Sale
+ 1 more
APN103-814-4781

Property Details

APN / Parcel Number

Primary APN103-814-4781
Alternative APN
  • 4314

Interior

Building Area2,661 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area11,103 sqft (0.254 acres)
Garage Area453 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address328 RUE ST EMILION
CityCOVINGTON
StateLA
Zip70433-8197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 THE VILLAGE OF NORMANDY OAKS PH IIB INST NO 1530771 INST NO 1932725 INST NO 2072070 INST NO 2202463
Legal SubdivisionVILLAGE OF NORMANDY OAKS
Legal Phase2B
Legal Lot Number62
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2006
Census Tract40401

Owner

Source: St. Tammany Parish records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address328 RUE ST EMILION, COVINGTON, LA 70433-8197
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2014Deed of Trust, Mortgage · Conventional Mortgage
RESOURCE BANK RD
Apr 14, 2026Deed, Transfer
CRESCENT TITLE LLC, CRESCENT TITLE
Apr 20, 2020Deed, Transfer · Conventional Mortgage
GMFS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Prior SaleApr 20, 2020 · Amount on Record
Deed Document Number20262488145
Record UpdatedSep 20, 2026

February 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address328 RUE ST EMILION, COVINGTON, LA 70433-8197
Transaction TypeMortgage
Record UpdatedMay 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001932735
DateFeb 25, 2014
Instrument1932735
Lender
NameRESOURCE BANK RD
AddressMANDEVILLE, LA 70471
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateApr 14, 2026
Property Address328 RUE ST EMILION, COVINGTON, LA 70433-8197
Document Number0002488145
Instrument DateApr 14, 2026
Instrument2026.2488145
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyCRESCENT TITLE LLC, CRESCENT TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 RUE ST EMILION, COVINGTON, LA 70433-8197

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateApr 20, 2020
Property Address328 RUE ST EMILION, COVINGTON, LA 70433-8197
Document Number0002202463
Map ReferenceDOC 2072070
Instrument DateApr 16, 2020
Instrument2202463
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address812 BOCAGE LN, MANDEVILLE, LA 70471-1521

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 RUE ST EMILION, COVINGTON, LA 70433-8197

Mortgage

Document Number0002202464
DateApr 20, 2020
Instrument2202464
Lender
NameGMFS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,059.00 (-3.45%) Homeowner's exemption$40,286 (-) Land $6,000 Building $34,286$402,855 (-) Land $60,000 Building $342,855
2024$4,204.00 (+11.04%) Homeowner's exemption$40,286 (+15.12%) Land $6,000 Building $34,286$402,855 (+15.12%) Land $60,000 Building $342,855
2023$3,786.00 Homeowner's exemption$34,995 (-) Land $6,000 Building $28,995$349,950 (-) Land $60,000 Building $289,950
2022$3,786.00 Homeowner's exemption$34,995 Land $6,000 Building $28,995$349,950 Land $60,000 Building $289,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 534 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies534 in force
Nearby Flood Claims15 (2005–2024)
Claims Outside the SFHA7 of 15
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 58% of Louisiana
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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