344 Rainbow Cir, Independence, VA 24348 Property Records

Grayson County property record for 344 Rainbow Cir, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1970
Lot Size	0.258 acres (11,276 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Mar 2024)
Tax Bill	$487 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`73A3-2-2`

Property Details

APN / Parcel Number

Primary APN	`73A3-2-2`
Alternative APN	`12367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,276 sqft (0.258 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12367
Street Address	344 RAINBOW CIR
City	INDEPENDENCE
State	VA
Zip	24348-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	LOT 73A3-2-2
Legal Subdivision	RAINBOW HILL SUBDIVISION
Legal Block	2
Legal Lot Number	2
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	3
Census Block	3025
Census Tract	60201

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	344 RAINBOW CIR, INDEPENDENCE, VA 24348-3834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Deed Document Number	2024524
Deed Book / Page	693 / 88
Prior Transfer Date	Mar 20, 2024
Prior Transfer Doc	0000693/88
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Mar 26, 2024
Property Address	344 RAINBOW CIR, INDEPENDENCE, VA 24348-3834
Document Number	0000693/88
Book / Page	693 / 88
Instrument Date	Mar 20, 2024
Instrument	240000524
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 RAINBOW CIR, INDEPENDENCE, VA 24348-3834

Mortgage

Document Number	0240000525
Date	Mar 26, 2024
Instrument	240000525

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	344 RAINBOW CIR, INDEPENDENCE, VA 24348-3834
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170001945
Date	Oct 25, 2017
Instrument	170001945

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Municipality	Independence Town
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00 (+7.27%)	$84,100 (-) Land $11,000 Building $73,100	$84,100 (-) Land $11,000 Building $73,100
2023	$454.00	$84,100 Land $11,000 Building $73,100	$84,100 Land $11,000 Building $73,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDEPENDENCE serves 971 people · EPA ID VA1077335
Water Source	Purchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lingo Networks Fiber	1,000 / 1,000
GigaBeam Networks Fixed Wireless	100 / 20

May also be available: Citizens Telephone Cooperative.

Nearby Properties on Rainbow Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures