Grayson County property record for 231 Rainbow Cir, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2009 |
| Lot Size | 0.465 acres (20,285 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $742 (2025) |
| Deeds & Mortgages | Jun 2010 Construction Loan Jan 2011 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73A3-2-20 |
| Primary APN | 73A3-2-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,285 sqft (0.465 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 189 |
|---|---|
| Street Address | 231 RAINBOW CIR |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-3966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 73A3-2-20 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 60201 |
Source: Grayson County records · APN 73A3-2-20
Assessment roll updated June 1, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 RAINBOW CIR, INDEPENDENCE, VA 24348-3966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2010 | Deed of Trust, Mortgage · Construction Mortgage GRAYSON NATIONAL BANK |
| Jan 12, 2011 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST |
| Dec 03, 2019 | Gift Deed, Transfer |
| Dec 03, 2019 | Gift Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | INDEPENDENCE, VA 24348 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001000/951 |
|---|---|
| Date | Jun 03, 2010 |
| Book Page | 1000/951 |
| Name | GRAYSON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 01, 2012 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | INDEPENDENCE, VA 24348 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001100/80 |
|---|---|
| Date | Jan 12, 2011 |
| Book Page | 1100/80 |
| Name | BRANCH BANKING AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Dec 03, 2019 |
| Property Address | 231 RAINBOW CIR, INDEPENDENCE, VA 24348-3966 |
| Document Number | 636/28 |
| Book / Page | 636 / 28 |
| Instrument Date | Dec 03, 2019 |
| Instrument | 190002142 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 RAINBOW CIR, INDEPENDENCE, VA 24348-3966 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Dec 03, 2019 |
| Property Address | INDEPENDENCE, VA 24348 |
| Document Number | 0000636/28 |
| Book / Page | 636 / 28 |
| Instrument Date | Dec 03, 2019 |
| Instrument | 190002142 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 RAINBOW CIR, INDEPENDENCE, VA 24348-3966 |
Source: Grayson County records · Assessment roll updated June 1, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Municipality | Independence Town |
| Unified School District | Grayson County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $742.00 (+7.38%) | $128,100 (-) Land $11,000 Building $117,100 | $128,100 (-) Land $11,000 Building $117,100 |
| 2023 | $691.00 | $128,100 Land $11,000 Building $117,100 | $128,100 Land $11,000 Building $117,100 |
Source: FEMA National Flood Hazard Layer as of August 28, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 50% of the US · above 78% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| MGW Communications Fiber | 1,000 / 1,000 |
| WVVA.net Fixed Wireless | 100 / 20 |
May also be available: Citizens Telephone Cooperative (VA).
Based on FCC filings for 30 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF INDEPENDENCE serves 971 people |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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