344 Orchard Ln, Upland, CA 91786 Property Records

San Bernardino County property record for 344 Orchard Ln, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,098 sqft · built 1951
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$673,000 (Mar 2024)
Tax Bill	$7,572 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1047-045-03-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-045-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	344 ORCHARD LN
City	UPLAND
State	CA
Zip	91786-7125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3639 LOT 74
Legal Subdivision	TRACT NO 3639
Legal Tract	3639
Legal Block	1
Legal Lot Number	74
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1010
Census Tract	826

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE CO
Mar 1, 2024	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Aug 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Jun 1, 2006 · Amount on Record
Deed Document Number	202449385
Prior Transfer Date	Feb 8, 2024
Prior Transfer Doc	0000049384
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 1, 2024
Property Address	344 ORCHARD LN, UPLAND, CA 91786-7125
Document Number	0000049384
Map Reference	MB 48 PG 14&15
Instrument Date	Feb 8, 2024
Instrument	2024-0049384
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	TRICO TITLE COMPANY, TICOR TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 1, 2024
Property Address	344 ORCHARD LN, UPLAND, CA 91786-7125
Document Number	0000049385
Map Reference	MB 48 PG 14&15
Instrument Date	Feb 2, 2024
Instrument	2024-0049385
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	344 ORCHARD LN, UPLAND, CA 91786-7125
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049386
Date	Mar 1, 2024
Instrument	2024-0049386

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	344 ORCHARD LN, UPLAND, CA 91786-7125
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000083357
Date	Feb 23, 2021
Instrument	2021-0083357

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 20, 2019
Property Address	344 ORCHARD LN, UPLAND, CA 91786-7125
Document Number	0000285247
Map Reference	MB 48 PG 14&15
Instrument Date	Aug 15, 2019
Instrument	2019-0285247
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 ORCHARD LN, UPLAND, CA 91786-7125

Mortgage

Document Number	0000285248
Date	Aug 20, 2019
Instrument	2019-0285248

Lender

Name	OPTIMUM FIRST INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,189 (+2%) Land $245,066 Building $455,123
2025	$7,572.00 (+112.94%)	$686,460 (+117.49%) Land $240,261 Building $446,199
2023	$3,556.00 (+2.18%)	$315,630 Land $113,627 Building $202,003
2022	$3,480.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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