287 Orchard Ln, Upland, CA 91786 Property Records

San Bernardino County property record for 287 Orchard Ln, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1951
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Tax Bill	$690 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1047-043-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-043-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	595 sqft
Patio Area	595 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	287 ORCHARD LN
City	UPLAND
State	CA
Zip	91786-6561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3639 LOT 47
Legal Subdivision	CITY UPLAND
Legal Tract	3639
Legal Block	1
Legal Lot Number	47
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1002
Census Tract	826

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	287 ORCHARD LN, UPLAND, CA 91786-6561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000373331
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 1, 2020
Property Address	287 ORCHARD LN, UPLAND, CA 91786-6561
Document Number	0000373331
Map Reference	MB 48 PG 14&15
Instrument Date	Sep 24, 2020
Instrument	2020-0373331
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 ORCHARD LN, UPLAND, CA 91786-6561

Mortgage

Document Number	0000373332
Date	Oct 1, 2020
Instrument	2020-0373332

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	951 Months
Due	Jan 14, 2100

Interest

Rate Type	Adjustable Rate
Rate	3.03%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	287 ORCHARD LN, UPLAND, CA 91786-6561
Document Number	0000358024
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 ORCHARD LN UPLAND CA 917866561, UPLAND, CA 91786-6561

Mortgage

Document Number	0000358024
Date	Oct 4, 2019
Instrument	358024

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	287 ORCHARD LN, UPLAND, CA 91786-6561
Document Number	0000059928
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 ORCHARD LN UPLAND CA 917866561, UPLAND, CA 91786-6561

Mortgage

Document Number	0000059928
Date	Feb 20, 2018
Instrument	59928

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$53,169 (+2%) Land $11,992 Building $41,177
2025	$690.00 (+5.67%) Homeowner's exemption	$52,127 (+4.04%) Land $11,757 Building $40,370
2023	$653.00 (+2.51%) Homeowner's exemption	$50,102 Land $11,300 Building $38,802
2022	$637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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