344 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 344 N State St, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,794 sqft · built 1910
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jul 2026)
Tax Bill$8,951 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Feb 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:491-Z B:23

Property Details

APN / Parcel Number

Primary APNM:491-Z B:23
Alternative APN
  • CNCD M:491Z B:23

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,794 sqft Living Area
Gross Area3,791 sqft
1st Floor Area1,143 sqft
AtticAttic
Attic Area420 sqft
Basement Area1,143 sqft
Unfinished Basement1,143 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address344 N STATE ST
CityCONCORD
StateNH
Zip03301-3229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRN
Legal Block23
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1007
Census Tract32600

Owner

344 N State St is owned by two individuals who bought it in July 2026.

Source: Merrimack County and Concord City records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address49 6TH ST, D, DOVER, NH 03820-3058
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 11, 2019Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MTG
Apr 23, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 21, 2017Warranty Deed, Transfer · Conventional Mortgage
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2026 · Amount on File
Deed SaleJul 17, 2026 · Amount on File
Prior SaleFeb 11, 2019 · Amount on File
Deed Document Number202611584
Deed Book / Page3936 / 2823
Transfer Doc201800006395
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateJul 17, 2026
Property Address344 N STATE ST, CONCORD, NH 03301-3229
Document Number0000011584
Book / Page3936 / 2823
Instrument DateJul 15, 2026
Instrument202611584
Transaction TypeTransfer
Record UpdatedAug 5, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address49 6TH ST, DOVER, NH 03820-3058

Mortgage

DateJul 17, 2026
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.48%
Max Rate-1%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateFeb 11, 2019
Property Address344 N STATE ST, CONCORD, NH 03301-3229
Document Number0036220529
Book / Page003622 / 000529
Instrument DateFeb 8, 2019
Instrument2042
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8310 QUIET BAY ST PEARLAND TX 77584, PEARLAND, TX 77584

Mortgage

Document Number36220531
DateFeb 11, 2019
Book Page003622/000531
Instrument2043
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 10, 2049

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD CITY NH
Recording DateApr 23, 2018
Property Address344 N STATE ST, CONCORD, NH 03301-3229
Document Number0035920049
Book / Page003592 / 000049
Instrument DateApr 23, 2018
Instrument6395
Transaction TypeTransfer
Record UpdatedMay 22, 2018

Transaction

AmountAmount on Record
Tax$120.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address344 N STATE ST CONCORD NH 033013229, CONCORD, NH 03301-3229

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateMar 21, 2017
Property Address344 N STATE ST, CONCORD, NH 03301-3229
Document Number0035492506
Book / Page003549 / 002506
Instrument DateMar 8, 2017
Instrument4568
Transaction TypeTransfer
Record UpdatedApr 5, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9 TERRACE ST #2 NASHUA NH 030642653, 2, NASHUA, NH 03064-2653

Mortgage

Document Number35492509
DateMar 21, 2017
Book Page003549/002509
Instrument4569
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 344 N State St was $8,951.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,951.00$307,500 Land $90,600 Building $216,900
2023$8,259.00 (+3.74%)$307,500 (-) Land $90,600 Building $216,900$363,755
2022$7,961.00$307,500 Land $90,600 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 N State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 N State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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