342 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 342 N State St, Concord, NH 03301 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,007 sqft · built 1890
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Jun 2023)
Tax Bill	$6,218 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:491-Z B:24`

Property Details

APN / Parcel Number

Primary APN	`M:491-Z B:24`
Alternative APN	`CNCD M:491Z B:24`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,007 sqft Living Area
Gross Area	1,214 sqft
1st Floor Area	701 sqft
Basement Area	195 sqft
Unfinished Basement	195 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	342 N STATE ST
City	CONCORD
State	NH
Zip	03301-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2035
Census Tract	32500

Owner

Source: Merrimack County and Concord City records · APN M:491-Z B:24

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	342 N STATE ST, CONCORD, NH 03301-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
May 17, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 19, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG
Aug 31, 2017	Warranty Deed, Transfer · Conventional with PMI FBC MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Book / Page	3828 / 2784
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 21, 2023
Property Address	342 N STATE ST, CONCORD, NH 03301-3229
Document Number	0000008313
Book / Page	3828 / 2784
Instrument Date	Jun 21, 2023
Instrument	202300008313
Transaction Type	Transfer
Record Updated	Jul 05, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 N STATE ST, CONCORD, NH 03301-3229

Mortgage

Document Number	0000008314
Date	Jun 21, 2023
Instrument	202300008314

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	May 17, 2021
Property Address	342 N STATE ST, CONCORD, NH 03301-3229
Document Number	202100012823
Book / Page	3739 / 780
Instrument Date	May 14, 2021
Instrument	202100012823
Transaction Type	Transfer
Record Updated	Jun 03, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 COE DR, DURHAM, NH 03824-2206

Mortgage

Document Number	202100012824
Date	May 17, 2021
Instrument	202100012824

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 19, 2020
Property Address	342 N STATE ST, CONCORD, NH 03301-3229
Document Number	0036920644
Book / Page	003692 / 000644
Instrument Date	Aug 19, 2020
Instrument	17528
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WAVERLY ST CONCORD NH 033014504, CONCORD, NH 03301-4504

Mortgage

Document Number	36920646
Date	Aug 19, 2020
Book Page	003692/000646
Instrument	17529

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 31, 2017
Property Address	342 N STATE ST, CONCORD, NH 03301-3229
Document Number	0035681322
Book / Page	003568 / 001322
Instrument Date	Aug 30, 2017
Instrument	16315
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	457 RIVER RD WEARE NH 032815218, WEARE, NH 03281-5218

Mortgage

Document Number	35681324
Date	Aug 31, 2017
Book Page	003568/001324
Instrument	16316

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Merrimack County and Concord City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,218.00 (+8.38%)	$213,600 (-) Land $96,800 Building $116,800
2023	$5,737.00 (+3.74%)	$213,600 (-) Land $96,800 Building $116,800	$318,155
2022	$5,530.00	$213,600 Land $96,800 Building $116,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130325002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1978–2007)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2007, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Apr 2007 · 4 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 3% of New Hampshire
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Cogeco Cable Holdings II	Fiber	1,000 / 1,000

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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