Montezuma County property record for 344 E Main St, Cortez, CO 81321
| Property Type | Office Building |
|---|---|
| Details | 1,455 sqft · built 1918 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $241,000 (Jun 2026) |
| Tax Bill | $3,127 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009132 |
| Primary APN | R009132 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,455 sqft Total Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Roof Type | Gable |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R009132 |
|---|---|
| Street Address | 344 E MAIN ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3238 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | CBD |
| Legal Description | SUBDIVISION: FR COFFINS ADD LOT: 1-2 BLOCK: 6 B 362 P 148 B417 P213 B578 P343 R/483382 |
| Legal Subdivision | FR COFFINS ADD |
| Legal Block | 6 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 969301 |
Source: Montezuma County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 600 W COLORADO AVE, E2, TELLURIDE, CO 81435-8703 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Line of Credit DOLORES STATE BANK |
| Jul 7, 2022 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage ZETROC LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Nov 2, 2004 |
| Deed Document Number | 2026667711 |
| Prior Transfer Date | Sep 30, 1999 |
| Prior Transfer Doc | 0000483382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jun 25, 2026 |
| Property Address | 344 E MAIN ST, CORTEZ, CO 81321-3238 |
| Document Number | 0000667711 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026667711 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,434.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 600 W COLORADO AVE, E2, TELLURIDE, CO 81435-8703 |
| Document Number | 0000667712, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 2026667712 |
| Name | DOLORES STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2046 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 7, 2022 |
| Property Address | 344 E MAIN ST, CORTEZ, CO 81321-3238 |
| Document Number | 0000646202 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 646202 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 W 1ST ST, CORTEZ, CO 81321-3510 |
| Document Number | 0000646203 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 646203 |
| Name | ZETROC LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,127.00 (+33.86%) | $55,624 (+39.84%) Land $27,475 Building $28,149 | $191,810 (+39.84%) Land $94,743 Building $97,067 |
| 2024 | $2,336.00 (+9.88%) | $39,778 (-17.95%) Land $23,686 Building $16,092 | $137,166 (-17.95%) Land $81,675 Building $55,491 |
| 2023 | $2,126.00 (+16.3%) | $48,478 (+46.8%) Land $23,686 Building $24,792 | $167,166 (+46.8%) Land $81,675 Building $85,491 |
| 2022 | $1,828.00 | $33,024 Land $13,264 Building $19,760 | $113,875 Land $45,738 Building $68,137 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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