Montezuma County property record for 317 E Main St, Cortez, CO 81321
| Property Type | Office Building |
|---|---|
| Details | 1 bd · 1 ba · 2,121 sqft · built 1935 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,500 (Feb 2006) |
| Tax Bill | $2,873 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R009986 |
| Primary APN | R009986 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 2,121 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Account Number | R009986 |
|---|---|
| Street Address | 317 E MAIN ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3224 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | CBD |
| Legal Description | SUBDIVISION: FR COFFINS ADD LOT: 7-8 BLOCK: 11 B488 P681 B590 P641 B703 P801 R/469472 |
| Legal Subdivision | FR COFFINS ADD |
| Legal Block | 11 |
| Legal Lot Number | 7-8 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 W MAIN ST, 133, CORTEZ, CO 81321-3140 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2006 · Amount on Record |
| Deed Sale | Feb 2, 2006 · Amount on Record |
| Prior Sale | May 12, 2004 · Amount on Record |
| Deed Document Number | 2006537939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 317 E MAIN ST, CORTEZ, CO 81321-3224 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23862 ROAD J.3, CORTEZ, CO 81321-8975 |
| Document Number | 0000642623 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 642623 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,873.00 (-16.02%) | $22,542 (-5.73%) Land $7,391 Building $15,151 | $283,187 (-5.73%) Land $92,848 Building $190,339 |
| 2024 | $3,421.00 (+9.89%) | $23,913 (-22.05%) Land $5,505 Building $18,408 | $300,411 (-22.05%) Land $69,159 Building $231,252 |
| 2023 | $3,113.00 (+1.4%) | $30,678 (+30.73%) Land $6,371 Building $24,307 | $385,411 (+30.74%) Land $80,042 Building $305,369 |
| 2022 | $3,070.00 | $23,466 Land $3,568 Building $19,898 | $294,794 Land $44,823 Building $249,971 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures