344 Bens Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 344 Bens Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.262 acres (11,454 sqft)
Owner	Individual Name on File
Last Sale	$114,500 (May 2019)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-154-002`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-154-002`
Alternative APN	`29080154002 (CHECK DIGIT = 1)`

Exterior

Lot Area	11,454 sqft (0.262 acres)

Location & Zoning

Account Number	29080154002
Street Address	344 BENS DR
City	CHATHAM
State	IL
Zip	62629-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW GLEN RANCH SUB. 2ND PLAT L 8 EX S 2' THEREOF
Legal Subdivision	WILLOW GLEN RANCH SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	2
Census Block	2014
Census Tract	3201

Owner

344 Bens Dr is owned and occupied by an individual who bought it in May 2019.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	344 BENS DR, CHATHAM, IL 62629-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE COMMUNITY BANK
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Prior Sale	Feb 6, 1995 · Amount on File
Deed Document Number	20198920
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	344 BENS DR, CHATHAM, IL 62629-1504
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R04049
Date	Mar 13, 2026
Instrument	2026R04049

Lender

Name	ALLIANCE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 13, 2019
Property Address	344 BENS DR, CHATHAM, IL 62629-1504
Document Number	2019R08920
Instrument Date	May 2, 2019
Instrument	2019R08920
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	366 COMANCHE CIR, 366, FLORISSANT, CO 80816-7904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 BENS DR, CHATHAM, IL 62629-1504

Mortgage

Document Number	2019R08921
Date	May 13, 2019
Instrument	2019R08921

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 344 Bens Dr was $4,043 with a homeowner's exemption, up 9.2% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,043.00 (+9.18%) Homeowner's exemption	$61,486 (+7.29%) Land $9,222 Building $52,264	$184,458 (+7.29%) Land $27,666 Building $156,792
2024	$3,703.00	$57,308 Land $8,595 Building $48,713	$171,924 Land $25,785 Building $146,139
2022	$3,278.00 Homeowner's exemption	$48,445 Land $7,266 Building $41,179	$145,335 Land $21,798 Building $123,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 344 Bens Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 344 Bens Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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