338 Bens Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 338 Bens Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.266 acres (11,599 sqft)
Owner	Individual Name on Record
Last Sale	$158,900 (Dec 2020)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-154-003`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-154-003`
Alternative APN	`29080154003 (CHECK DIGIT = 0)`

Exterior

Lot Area	11,599 sqft (0.266 acres)

Location & Zoning

Account Number	29080154003
Street Address	338 BENS DR
City	CHATHAM
State	IL
Zip	62629-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW GLEN RANCH SUB. 2ND PLAT N 78' L 7 & S 2' L 8
Legal Subdivision	WILLOW GLEN RANCH SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	2
Census Block	2014
Census Tract	3201

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	338 BENS DR, CHATHAM, IL 62629-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage HUD
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Dec 4, 2020	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	202035078
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	338 BENS DR, CHATHAM, IL 62629-1504
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R20844
Date	Nov 18, 2025
Instrument	2025R20844

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	338 BENS DR, CHATHAM, IL 62629-1504
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R04695
Date	Mar 12, 2018
Instrument	2018R04695

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	338 BENS DR, CHATHAM, IL 62629-1504
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R17286
Date	Aug 20, 2019
Instrument	2019R17286

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 4, 2020
Property Address	338 BENS DR, CHATHAM, IL 62629-1504
Document Number	2020R35078
Instrument Date	Dec 3, 2020
Instrument	2020R35078
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$238.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 LOCUST CT, 811, CHATHAM, IL 62629-1496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 BENS DR, CHATHAM, IL 62629-1504

Mortgage

Document Number	2020R35079
Date	Dec 4, 2020
Instrument	2020R35079

Lender

Name	DRAPER & KRAMER MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3%

Mortgage

Document Number	2020R35080
Date	Dec 4, 2020
Instrument	2020R35080

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,344.00 (+23.06%)	$65,626 (+26.92%) Land $9,222 Building $56,404	$196,878 (+26.92%) Land $27,666 Building $169,212
2022	$3,530.00 Homeowner's exemption	$51,707 Land $7,266 Building $44,441	$155,121 Land $21,798 Building $133,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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