3438 40th Ter E, Bradenton, FL 34208 Property Records

Manatee County property record for 3438 40th Ter E, Bradenton, FL 34208 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	1,736 sqft Living Area
Lot Size	7,643 sqft (0.175 acres)
Occupancy	Owner Occupied
Last Sale	$210,600 (2004)
Tax Bill	$2,074.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`15451.1310-9`
Alternative APN	`3518051545113109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,736 sqft Living Area
Gross Area	2,406 sqft Gross Area
1st Floor	1,736 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,643 sqft (0.175 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch	Open Porch
Porch Area	208 sqft Porch
Topography	Low Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3518051545113109
Street Address	3438 40TH TER E
City	BRADENTON
State	FL
Zip	34208-7397
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 27 OAK TRACE PI#15451.1310/9
Legal Range	18E
Legal Township	35S
Legal Section	05
Legal Subdivision	OAK TRACE
Legal Tract	1545101
Legal Block	2008
Legal Lot Number	27
Jurisdiction	MANATEE FL
Minor Civil Division	BRADENTON
Census Blockgroup	2
Census Block	2000
Census Tract	812

Owner

Source: Manatee County records · APN 15451.1310-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3438 40TH TER E, BRADENTON, FL 34208-7397
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2004 · Amount on Record
Deed Sale	Oct 04, 2004 · Amount on Record
Deed Doc Number	2022088
Deed Book / Page	1961 / 3865
Record Refreshed	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3438 40TH TER E, BRADENTON, FL 34208-7397
Document Number	0028023581
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 01, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3438 40TH TER E BRADENTON FL 342087397, BRADENTON, FL 34208-7397

Mortgage

Document Number	0028023581
Date	Sep 17, 2019
Book Page	002802/003581
Instrument	41092451

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,501 (+5.99%)	$317,264 (-15.12%) Land $35,700 Building $281,564
2024	$2,074.00 (+2.52%)
2023	$2,023.00 (+3.58%) Homeowner's exemption	$156,152 (+3%)	$373,772 (+14.61%) Land $35,700 Building $338,072
2022	$1,953.00 Homeowner's exemption	$151,604	$326,137 Land $35,000 Building $291,137

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.