3430 40th Ter E, Bradenton, FL 34208 Property Records

Manatee County property record for 3430 40th Ter E, Bradenton, FL 34208 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2013
Square Footage	2,164 sqft Living Area
Lot Size	8,263 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$470,000 (2022)
Tax Bill	$6,608.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`15451.1320-9`
Alternative APN	`3518051545113209`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,164 sqft Living Area
Gross Area	2,893 sqft Gross Area
1st Floor	880 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2013
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,263 sqft (0.189 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	590 sqft Garage
Porch	Open Porch
Porch Area	139 sqft Porch
Topography	Low Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3518051545113209
Street Address	3430 40TH TER E
City	BRADENTON
State	FL
Zip	34208-7397
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 29 OAK TRACE PI#15451.1320/9
Legal Range	18E
Legal Township	35S
Legal Section	05
Legal Subdivision	OAK TRACE
Legal Tract	1545101
Legal Block	2008
Legal Lot Number	29
Jurisdiction	MANATEE FL
Minor Civil Division	BRADENTON
Census Blockgroup	2
Census Block	2000
Census Tract	812

Owner

Source: Manatee County records · APN 15451.1320-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3430 40TH TER E, BRADENTON, FL 34208-7397
Occupancy	Owner Occupied
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 17, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Doc Number	202241049511
Record Refreshed	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 12, 2022
Property Address	3430 40TH TER E, BRADENTON, FL 34208-7397
Document Number	0041049511
Map Reference	MB 41 PG 122-134
Instrument Date	Apr 12, 2022
Instrument	202241049511
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 HILLCREST DR, 511, BRADENTON, FL 34209-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 40TH TER E, BRADENTON, FL 34208-7397

Mortgage

Document Number	0041049512
Date	Apr 12, 2022
Instrument	202241049512

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 17, 2017
Property Address	3430 40TH TER E, BRADENTON, FL 34208-7397
Document Number	0026646735
Book / Page	002664 / 006735
Instrument Date	Mar 03, 2017
Instrument	41023948
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3430 40TH TER E BRADENTON FL 342087397, BRADENTON, FL 34208-7397

Mortgage

Document Number	26646737
Date	Mar 17, 2017
Book Page	002664/006737
Instrument	41023949

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$381,834 (-16.22%) Land $35,700 Building $346,134	$381,834 (-16.22%) Land $35,700 Building $346,134
2024	$6,608.00 (-7.22%)
2023	$7,122.00 (+148.59%)	$455,767 (+117.57%) Land $35,700 Building $420,067	$455,767 (+14.89%) Land $35,700 Building $420,067
2022	$2,865.00 Homeowner's exemption	$209,483	$396,712 Land $35,000 Building $361,712

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

3430 40th Ter E, Bradenton, FL 34208 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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