3437 Yellow Leaf Cir, Spring Hill, FL 34609 Property Records

Hernando County property record for 3437 Yellow Leaf Cir, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,552 sqft · built 2024
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jul 2025)
Tax Bill	$7,955 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-0072-0000-0190`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-0072-0000-0190`
Alternative APN	`1831254`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,552 sqft Living Area
Upper Floors Area	52 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3437 YELLOW LEAF CIR
City	SPRING HILL
State	FL
Zip	34609-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALDERA PHASE 1 PARCEL 1 LOT 19
Legal Phase	1
Legal Lot Number	19
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	41006

Owner

3437 Yellow Leaf Cir is owned and occupied by an individual who bought it in July 2025.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3437 YELLOW LEAF CIR, SPRING HILL, FL 34609-1825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Deed Document Number	2025049812
Deed Book / Page	4586 / 963
Record Updated	Jun 8, 2026

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 16, 2025
Property Address	3437 YELLOW LEAF CIR, SPRING HILL, FL 34609-1825
Document Number	0045860963
Book / Page	4586 / 963
Map Reference	MB 46 PG 30
Instrument Date	Jul 14, 2025
Instrument	2025049812
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUNSTAR TITLE COMPANY LLC, SUNSET PARK TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4065 CRESCENT PARK DR, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3437 YELLOW LEAF CIR, SPRING HILL, FL 34609-1825

Mortgage

Document Number	0004586965
Date	Jul 16, 2025
Instrument	4586/965

Lender

Name	JTL ASSET MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Flood

FEMA maps place 3437 Yellow Leaf Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3437 Yellow Leaf Cir is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20