3430 Yellow Leaf Cir, Spring Hill, FL 34609 Property Records

Hernando County property record for 3430 Yellow Leaf Cir, Spring Hill, FL 34609

Property Summary

Property Type	Vacant Land
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$705,300 (May 2025)
Tax Bill	$652 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-0072-0000-0100`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-0072-0000-0100`
Alternative APN	`1831165`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	3430 YELLOW LEAF CIR
City	SPRING HILL
State	FL
Zip	34609-1824
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CALDERA PHASE 1 PARCEL 1 LOT 10
Legal Phase	1
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	41006

Owner

3430 Yellow Leaf Cir, vacant land, is owned and occupied by an individual who bought it in May 2025.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3430 YELLOW LEAF CIR, SPRING HILL, FL 34609-1824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 2, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Deed Document Number	2025030845
Deed Book / Page	4555 / 6
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3430 YELLOW LEAF CIR, SPRING HILL, FL 34609-1824
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 YELLOW LEAF CIR, SPRING HILL, FL 34609-1824

Mortgage

Document Number	0046190528
Date	Oct 9, 2025
Book Page	4619/528
Instrument	2025069974

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 2, 2025
Property Address	3430 YELLOW LEAF CIR, SPRING HILL, FL 34609-1824
Document Number	0045550006
Book / Page	4555 / 6
Map Reference	MB 46 PG 30
Instrument Date	Apr 24, 2025
Instrument	2025030845
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUNSTAR TITLE COMPANY LLC, SUNSET PARK TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,937.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4065 CRESCENT PARK DR, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 YELLOW LEAF CIR, SPRING HILL, FL 34609-1824

Mortgage

Document Number	0000045558
Date	May 2, 2025
Instrument	4555/8

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Flood

FEMA maps place 3430 Yellow Leaf Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 Yellow Leaf Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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