3437 Klette Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3437 Klette Rd, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,955 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-00-00-047.00`

Property Details

APN / Parcel Number

Primary APN	`060-00-00-047.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,955 sqft Finished Area
Gross Area	2,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	0600000047.00
Street Address	3437 KLETTE RD
City	COVINGTON
State	KY
Zip	41015-2466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY ESTATES LOT 3 1.0 ACS SS KLETTE RD
Legal Subdivision	PERRY ESTATES
Legal Phase	1
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1022
Census Tract	65800

Owner

Source: Kenton County records · APN 060-00-00-047.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3437 KLETTE RD, COVINGTON, KY 41015-2466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2002
Deed Sale	Oct 29, 2002
Deed Document Number	0000739324
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3437 KLETTE RD, COVINGTON, KY 41015-2466
Document Number	0000000117
Book / Page	0I3998 / 000001
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3437 KLETTE RD COVINGTON KY 410152466, COVINGTON, KY 41015-2466

Mortgage

Document Number	0000000117
Date	Sep 11, 2017
Book Page	ORI399/000001
Instrument	117

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 10, 2027

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 (+1.52%) Homeowner's exemption	$273,400 (+9.36%) Land $35,000 Building $238,400	$273,400 (+9.36%) Land $35,000 Building $238,400
2023	$2,569.00 Homeowner's exemption	$250,000 Land $30,000 Building $220,000	$250,000 Land $30,000 Building $220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.