3405 Klette Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3405 Klette Rd, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 1977
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060-00-00-043.00`

Property Details

APN / Parcel Number

Primary APN	`060-00-00-043.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,434 sqft Finished Area
Gross Area	2,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	0600000043.00
Street Address	3405 KLETTE RD
City	COVINGTON
State	KY
Zip	41015-2466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.44 ACS SWS KLETTE RD 3,10 MI S KY 16
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1015
Census Tract	65800

Owner

Source: Kenton County records · APN 060-00-00-043.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3405 KLETTE RD, COVINGTON, KY 41015-2466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 1995
Deed Sale	Jul 19, 1995
Deed Document Number	0000402287
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3405 KLETTE RD, COVINGTON, KY 41015-2466
Document Number	0000000100
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3405 KLETTE RD COVINGTON KY 410152466, COVINGTON, KY 41015-2466

Mortgage

Document Number	0000000100
Date	Nov 13, 2017
Book Page	0I4027/000306
Instrument	100

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,467.00 (+21.47%)	$212,200 (+31.8%) Land $35,000 Building $177,200	$212,200 (+31.8%) Land $35,000 Building $177,200
2023	$2,031.00	$161,000 Land $25,000 Building $136,000	$161,000 Land $25,000 Building $136,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.