3437 Glossy Leaf Ln, Clermont, FL 34711 Property Records

Lake County property record for 3437 Glossy Leaf Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,206 sqft · built 2005
Lot Size	0.187 acres (8,124 sqft)
Owner	Individual Name on Record
Tax Bill	$2,434 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-23-26-1302-000-22800`

Property Details

APN / Parcel Number

Primary APN	`03-23-26-1302-000-22800`
Alternative APNs	`262303130200022800` `3828209`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,206 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,124 sqft (0.187 acres)
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Florida Room
Porch Area	299 sqft
Deck Area	Deck Area
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3828209
Street Address	3437 GLOSSY LEAF LN
City	CLERMONT
State	FL
Zip	34711-7154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAGNOLIA PARK PHASE III PB 52 PG 45-46 LOT 228 ORB 3445 PG 156 ORB 4518 PG 1321
Legal Range	26E
Legal Township	23S
Legal Section	3
Legal Subdivision	MAGNOLIA PARK PHASE III
Legal Tract	L-P,R
Legal Block	1
Legal Lot Number	228
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31306

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3437 GLOSSY LEAF LN, CLERMONT, FL 34711-7154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021
Deed Sale	Jan 27, 2021
Prior Sale	Jun 5, 2007 · Amount on Record
Deed Document Number	202111674
Deed Book / Page	5629 / 1321
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0056291321
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 27, 2021
Property Address	3437 GLOSSY LEAF LN, CLERMONT, FL 34711-7154
Document Number	0056291321
Book / Page	5629 / 1321
Map Reference	MB 52 PG 45&46
Instrument Date	Jan 14, 2021
Instrument	2021011674
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	AMERICAN CHARTERED TITLE AND INT, AMERICAN CHARTERED TTL & INT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3437 GLOSSY LEAF LN, CLERMONT, FL 34711-7154

Mortgage

Document Number	0056291323
Date	Jan 27, 2021
Instrument	5629/1323

Lender

Name	CITIZENS BANK OF FLORIDA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,470 (+2.9%)	$396,999 (-0.03%) Land $53,000 Building $343,999
2025		$188,990 (+5.98%) Land $53,000 Building $135,990	$397,128 (+0.97%) Land $53,000 Building $344,128
2024	$2,434.00 (+2.35%)
2023	$2,378.00 (+3.44%) Homeowner's exemption	$178,320 (+3%)	$393,328 (+18.07%) Land $53,000 Building $340,328
2022	$2,299.00 Homeowner's exemption	$173,130	$333,123 Land $43,000 Building $290,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20