Lake County property record for 3432 Glossy Leaf Ln, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,252 sqft · built 2005 |
| Lot Size | 0.245 acres (10,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,900 (Jan 2014) |
| Tax Bill | $6,826 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-23-26-1302-000-18600 |
| Primary APN | 03-23-26-1302-000-18600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,252 sqft Living Area |
| Gross Area | 4,812 sqft |
| 1st Floor Area | 1,768 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 10,668 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3828163 |
|---|---|
| Street Address | 3432 GLOSSY LEAF LN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MAGNOLIA PARK PHASE III PB 52 PG 45-46 LOT 186 ORB 4115 PG 977 ORB 4430 PG 1783 ORB 5814 PG 95 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 3 |
| Legal Subdivision | MAGNOLIA PARK PHASE III |
| Legal Tract | L-P,R |
| Legal Block | 1 |
| Legal Lot Number | 186 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 31306 |
3432 Glossy Leaf Ln is owned and occupied by an individual who bought it in January 2014.
Source: Lake County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3432 GLOSSY LEAF LN, CLERMONT, FL 34711-7467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Intrafamily Transfer, Transfer |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2014 · Amount on File |
| Deed Sale | Jan 17, 2014 · Amount on File |
| Prior Sale | Jan 18, 2012 · Amount on File |
| Deed Document Number | 20146816 |
| Deed Book / Page | 4430 / 1783 |
| Prior Transfer Date | Feb 2, 2013 |
| Prior Transfer Doc | 0044301783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 13, 2021 |
| Property Address | 3432 GLOSSY LEAF LN, CLERMONT, FL 34711-7467 |
| Document Number | 0058140095 |
| Book / Page | 5814 / 95 |
| Map Reference | MB 52 PG 45&46 |
| Instrument Date | Sep 4, 2021 |
| Instrument | 2021141383 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2239 OAKINGTON ST, WINTER GARDEN, FL 34787-4684 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3432 GLOSSY LEAF LN, CLERMONT, FL 34711-7467 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2239 OAKINGTON ST, WINTER GARDEN, FL 34787-4684 |
| Document Number | 0055970394 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 5597/394 |
| Instrument | 2020138298 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 3432 Glossy Leaf Ln was $6,826 with a homeowner's exemption, down 0.2% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,797 (+1.36%) | $477,775 (-) Land $55,120 Building $422,655 | |
| 2025 | $6,826.00 (-0.18%) Homeowner's exemption | $450,657 Land $55,120 Building $395,537 | $477,775 Land $55,120 Building $422,655 |
| 2024 | $6,838.00 (+4.25%) | ||
| 2023 | $6,559.00 (+8.61%) Homeowner's exemption Additional exemption filed | $430,808 (+11.03%) | $461,977 (+19.06%) Land $55,120 Building $406,857 |
| 2022 | $6,039.00 Homeowner's exemption Additional exemption filed | $388,006 | $388,006 Land $44,720 Building $343,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3432 Glossy Leaf Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3432 Glossy Leaf Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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