3437 45th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3437 45th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,072 sqft · built 1999
Lot Size	0.237 acres (10,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Sep 2010)
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-5510-00420-000`

Property Details

APN / Parcel Number

Primary APN	`01-5510-00420-000`

Interior

Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Lot Area	10,335 sqft (0.237 acres)
Lot Dimensions	130 ft deep x 79 ft wide

Location & Zoning

Street Address	3437 45TH AVE S
City	FARGO
State	ND
Zip	58104-6680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 22 BLOCK: 2 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 22 BLK 2
Legal Subdivision	FOX RUN 3RD
Legal Block	2
Legal Lot Number	22
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4011
Census Tract	10303

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3437 45TH AVE S, FARGO, ND 58104-6680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jul 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Dec 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2010 · Amount on Record
Deed Sale	Sep 17, 2010 · Amount on Record
Deed Document Number	20101304773
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3437 45TH AVE S, FARGO, ND 58104-6680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001522767
Date	Oct 12, 2017
Instrument	1522767

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3437 45TH AVE S, FARGO, ND 58104-6680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001566726
Date	Jul 17, 2019
Instrument	1566726

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2024

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3437 45TH AVE S, FARGO, ND 58104-6680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001617125
Date	Dec 22, 2020
Instrument	1617125

Lender

Name	BELL BANK
Type	Bank
Address	5803

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,527.00 (-19.55%)	$176,050 (+12.35%) Land $36,950 Building $139,100	$352,100 (+12.35%) Land $73,900 Building $278,200
2023	$4,384.00	$156,700 Land $36,950 Building $119,750	$313,400 Land $73,900 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	101 (1997–2011)
Claims Outside the SFHA	98 of 101
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 12 claims Severe Storms And Flooding, Apr 2009 · 48 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Verizon.

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