3429 45th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3429 45th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,153 sqft · built 2000
Lot Size	0.237 acres (10,335 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2025)
Tax Bill	$4,919 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-5510-00430-000`

Property Details

APN / Parcel Number

Primary APN	`01-5510-00430-000`

Interior

Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Lot Area	10,335 sqft (0.237 acres)
Lot Dimensions	130 ft deep x 79 ft wide

Location & Zoning

Street Address	3429 45TH AVE S
City	FARGO
State	ND
Zip	58104-6680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 23 BLOCK: 2 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 23 BLK 2
Legal Subdivision	FOX RUN 3RD
Legal Block	2
Legal Lot Number	23
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4011
Census Tract	10303

Owner

3429 45th Ave S is owned and occupied by an individual who bought it in October 2025.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3429 45TH AVE S, FARGO, ND 58104-6680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Nov 4, 2016 · Amount on File
Deed Document Number	20251745962
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 29, 2025
Property Address	3429 45TH AVE S, FARGO, ND 58104-6680
Document Number	0001745962
Instrument Date	Oct 29, 2025
Instrument	1745962
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 45TH AVE S, FARGO, ND 58104-6680

Mortgage

Document Number	0001745963
Date	Oct 29, 2025
Instrument	1745963

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3429 45th Ave S was $4,919, up 5.2% from the year before.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,919.00 (+5.22%)	$168,400 (+4.99%) Land $36,950 Building $131,450	$336,800 (+4.99%) Land $73,900 Building $262,900
2024	$4,675.00 (+11.23%)	$160,400 (+7%) Land $36,950 Building $123,450	$320,800 (+7%) Land $73,900 Building $246,900
2023	$4,203.00	$149,900 Land $36,950 Building $112,950	$299,800 Land $73,900 Building $225,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3429 45th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	101 (1997–2011)
Claims Outside the SFHA	98 of 101
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 12 claims Severe Storms And Flooding, Apr 2009 · 48 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3429 45th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Verizon.

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