3436 Derek Ln, Norman, OK 73069 Property Records

Cleveland County property record for 3436 Derek Ln, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 2009
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Dec 2009)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`NC29TECR2 1 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29TECR2 1 1001`
Alternative APNs	`R0145618` `145618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,057 sqft
1st Floor Area	1,616 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	135 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	145618
Street Address	3436 DEREK LN
City	NORMAN
State	OK
Zip	73069-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TECUMSEH RIDGE II LOT 1 BLOCK 1
Legal Range	02W
Legal Township	09
Legal Section	18
Legal Subdivision	TECUMSEH RIDGE II
Legal Block	1
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3003
Census Tract	201509

Owner

3436 Derek Ln is owned and occupied by an individual who acquired it in August 2023.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3436 DEREK LN, NORMAN, OK 73069-8327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2009 · Amount on File
Deed Sale	Dec 30, 2009 · Amount on File
Deed Document Number	200950066
Deed Book / Page	4702 / 1722
Last Transfer Date	Aug 4, 2023
Transfer Doc	R202321474
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3436 DEREK LN, NORMAN, OK 73069-8327
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202238774
Date	Nov 1, 2022
Book Page	6491/579
Instrument	R 2022 38774

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Aug 7, 2023
Property Address	3436 DEREK LN, NORMAN, OK 73069-8327
Document Number	R202321474
Book / Page	6576 / 1447
Instrument Date	Aug 4, 2023
Instrument	R 2023 21474
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3436 DEREK LN, NORMAN, OK 73069-8327

Tax Assessment & Valuation

The 2025 property tax bill for 3436 Derek Ln was $2,819.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00	$23,495 Land $3,704 Building $19,791	$257,281 Land $40,562 Building $216,719
2023	$2,560.00 (+9.54%)	$21,311 (+5%) Land $4,118 Building $17,193	$219,139 (-0.1%) Land $42,350 Building $176,789
2022	$2,337.00	$20,296 Land $3,918 Building $16,378	$219,355 Land $42,350 Building $177,005

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3436 Derek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3436 Derek Ln is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 86% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: OEC Fiber.

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