Cleveland County property record for 3432 Derek Ln, Norman, OK 73069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $2,434 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29TECR2 1 2001 |
| Primary APN | NC29TECR2 1 2001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| 1st Floor Area | 1,702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 50 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 145619 |
|---|---|
| Old Parcel Number | 145619 |
| Street Address | 3432 DEREK LN |
| City | NORMAN |
| State | OK |
| Zip | 73069-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TECUMSEH RIDGE II LOT 2 BLOCK 1 |
| Legal Range | 02W |
| Legal Township | 09N |
| Legal Section | 18 |
| Legal Quarter | NE |
| Legal Subdivision | TECUMSEH RIDGE II |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 201509 |
The current owner of 3432 Derek Ln acquired it in January 2010.
Source: Cleveland County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3432 DEREK LN, NORMAN, OK 73069-8327 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 20, 2010 · Amount on File |
| Last Transfer Date | Jan 26, 2010 |
| Transfer Doc | 0047110623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 3432 DEREK LN, NORMAN, OK 73069-8327 |
| Document Number | 0000011896 |
| Book / Page | 005666 / 001461 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Title Company | CHICAGO TITLE OK |
| Name | Verified Name |
|---|---|
| Address | 3432 DEREK LN NORMAN OK 730698327, NORMAN, OK 73069-8327 |
| Document Number | 0000011896 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 005666/001461 |
| Instrument | 11896 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2047 |
The 2025 property tax bill for 3432 Derek Ln was $2,434 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,434.00 Homeowner's exemption | $21,286 Land $3,301 Building $17,985 | $258,292 Land $40,064 Building $218,228 |
| 2023 | $2,289.00 Homeowner's exemption | $20,064 Land $3,850 Building $16,214 | $220,695 Land $42,350 Building $178,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3432 Derek Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3432 Derek Ln is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 86% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: OEC Fiber.
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