Carroll County property record for 3435 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1972 |
| Lot Size | 0.551 acres (24,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $81,000 (Jun 1987) |
| Tax Bill | $2,835 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-007261 |
| Primary APN | 09-007261 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,001 sqft (0.551 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 007261 |
|---|---|
| Street Address | 3435 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 6 - 24001 SF RIDGE RD PLT 5-50 WOODRIDGE |
| Legal Subdivision | WOODRIDGE |
| Legal Lot Number | 6 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 509001 |
3435 Ridge Rd is owned and occupied by two individuals who bought it in June 1987.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3435 RIDGE RD, WESTMINSTER, MD 21157-7738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 1987 · Amount on File |
| Deed Sale | Jun 15, 1987 · Amount on File |
| Deed Book / Page | 1031 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 24, 2026 |
| Property Address | 3435 RIDGE RD, WESTMINSTER, MD 21157-7738 |
| Document Number | 1179000356 |
| Book / Page | 11799 / 356 |
| Instrument Date | Jun 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 3435 RIDGE RD, WESTMINSTER, MD 21157-7738 |
| Document Number | 1179000356, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 11799/356 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3435 RIDGE RD, WESTMINSTER, MD 21157-7738 |
| Document Number | 0095150244 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3435 RIDGE RD WESTMINSTER MD 211577738, WESTMINSTER, MD 21157-7738 |
| Document Number | 0095150244 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 009515/000244 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 19, 2034 |
The 2026 property tax bill for 3435 Ridge Rd was $2,835 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,835.00 (+5.08%) Homeowner's exemption | $295,533 (+6.66%) | $314,000 (-) Land $182,100 Building $131,900 |
| 2025 | $2,698.00 Homeowner's exemption | $277,067 | $314,000 Land $182,100 Building $131,900 |
| 2023 | $2,663.00 Homeowner's exemption | $235,733 | $258,600 Land $162,000 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3435 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3435 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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