Carroll County property record for 3419 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,408 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Aug 2006) |
| Tax Bill | $3,356 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-003347 |
| Primary APN | 09-003347 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,408 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 003347 |
|---|---|
| Street Address | 3419 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1.00 AC E/S RIDGE ROAD GYPSY HILL |
| Legal Subdivision | GYPSY HILL |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3419 RIDGE RD, WESTMINSTER, MD 21157-7738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Feb 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2006 · Amount on Record |
| Deed Sale | Aug 14, 2006 · Amount on Record |
| Prior Sale | Apr 29, 1991 · Amount on Record |
| Deed Document Number | 200660487 |
| Deed Book / Page | 4963 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3419 RIDGE RD, WESTMINSTER, MD 21157-7738 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0116210427 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 11621/427 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3419 RIDGE RD, WESTMINSTER, MD 21157-7738 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0102720203 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 10272/203 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | BOSTON, MA 2210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3419 RIDGE RD, WESTMINSTER, MD 21157-7738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PENOFED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0086180236 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 8618/0236 |
| Instrument | 8618-0236 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2037 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,356.00 (+4.61%) | $294,367 (+16.08%) | $307,600 (+14.82%) Land $200,000 Building $107,600 |
| 2025 | $3,208.00 (+11.97%) | ||
| 2023 | $2,865.00 | $253,600 | $267,900 Land $180,000 Building $87,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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