Albemarle County property record for 3435 Ridge Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,337 sqft · built 1920 |
| Lot Size | 28.5 acres (1,244,945 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,133 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02900-00-00-070A1 |
| Primary APN | 02900-00-00-070A1 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,337 sqft Finished Area |
| Basement Area | 920 sqft |
| Unfinished Basement | 920 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Composition/Composite |
| Lot Area | 1,244,945 sqft (28.5 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Porch | Slab |
|---|---|
| Porch Area | 766 sqft |
| Patio Area | 649 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Storage Building | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3435 RIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-7326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | COMBINATION OF 29-70A,70B,70M,70L,70K&70K1 |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10100 |
3435 Ridge Rd is owner-occupied and held in a trust.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3435 RIDGE RD, CHARLOTTESVILLE, VA 22901-7326 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 3435 Ridge Rd was $10,133, up 14.9% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,133.00 (+14.94%) | $1,133,400 Land $252,200 Building $881,200 | $1,133,400 Land $252,200 Building $881,200 |
| 2025 | $8,816.00 | ||
| 2023 | $7,157.00 | $838,100 Land $205,100 Building $633,000 | $838,100 Land $205,100 Building $633,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3435 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3435 Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
4G LTE (outdoors only), no 5G reported
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