3383 Ridge Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 3383 Ridge Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,935 sqft · built 2022
Lot Size	5.18 acres (225,641 sqft)
Owner	Individual Name on File
Tax Bill	$10,433 (2026)
Deeds & Mortgages	Nov 2021 Construction Loan Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02900-00-00-069D2`

Property Details

APN / Parcel Number

Primary APN	`02900-00-00-069D2`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,935 sqft Finished Area
Basement Area	1,935 sqft
Finished Basement	1,666 sqft
Unfinished Basement	269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	225,641 sqft (5.18 acres)
View / Lot	Flood Plain/Flood Zone
Garage Area	1,064 sqft
Porch	Slab
Porch Area	572 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3383 RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	PARCEL A
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3029
Census Tract	10100

Owner

3383 Ridge Rd is owned and occupied by an individual.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3383 RIDGE RD, CHARLOTTESVILLE, VA 22901-7324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST HERITAGE MORTGAGE LLC
Mar 10, 2021	Bargain and Sale Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3383 RIDGE RD, CHARLOTTESVILLE, VA 22901-7324
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 PRESIDENTS RD, SCOTTSVILLE, VA 24590-4181

Mortgage

Document Number	00005639/1
Date	Nov 10, 2021
Book Page	5639/1
Instrument	2021-00018845

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 10, 2021
Property Address	3383 RIDGE RD, CHARLOTTESVILLE, VA 22901-7324
Document Number	005495/581
Book / Page	5495 / 581
Map Reference	MB 5475 PG 449&450
Instrument Date	Mar 4, 2021
Instrument	2021-00004135
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4343 PRESIDENTS RD, SCOTTSVILLE, VA 24590-4181

Tax Assessment & Valuation

The 2026 property tax bill for 3383 Ridge Rd was $10,433, up 18.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,433.00 (+18.84%)	$1,167,000 (+18.83%) Land $224,300 Building $942,700	$1,167,000 (+18.83%) Land $224,300 Building $942,700
2025	$8,779.00	$982,100 Land $181,700 Building $800,400	$982,100 Land $181,700 Building $800,400
2023	$7,569.00	$886,400 Land $181,800 Building $704,600	$886,400 Land $181,800 Building $704,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3383 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3383 Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

No cell data coverage reported

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