Kent County property record for 3435 Owen Dr, Cedar Springs, MI 49319
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,470 sqft · built 1999 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Oct 2021) |
| Tax Bill | $6,315 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-06-11-100-038 |
| Primary APN | 41-06-11-100-038 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,470 sqft Living Area |
| Basement Area | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 73,181 sqft (1.68 acres) |
| Lot Dimensions | 406 ft deep x 200 ft wide |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 1,185 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3435 OWEN DR |
|---|---|
| City | CEDAR SPRINGS |
| State | MI |
| Zip | 49319-8217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | W 200 FT OF E 1180 FT OF N 1/2 SE 1/4 NW 1/4 EX S 260 FT * SEC 11 T9N R11W 1.86 A. |
| Legal Range | 11W |
| Legal Township | 09N |
| Legal Section | 11 |
| Jurisdiction | KENT MI |
| Township / Civil Division | ALGOMA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10601 |
3435 Owen Dr is owned and occupied by two individuals who bought it in October 2021.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3435 OWEN DR, CEDAR SPRINGS, MI 49319-8217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on File |
| Deed Sale | Oct 21, 2021 · Amount on File |
| Prior Sale | Jun 7, 2013 · Amount on File |
| Deed Document Number | 2021115012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Oct 21, 2021 |
| Property Address | 3435 OWEN DR, CEDAR SPRINGS, MI 49319-8217 |
| Document Number | 0000115012 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 20211021-0115012 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | STAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3435 OWEN DR, 3435, CEDAR SPRINGS, MI 49319-8217 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3435 OWEN DR, CEDAR SPRINGS, MI 49319-8217 |
| Investor | Possibly a Property Investor |
| Document Number | 0000115013 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 20211021-0115013 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 3435 Owen Dr was $6,315.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Algoma Township |
| Unified School District | Cedar Springs Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,400 (+5.73%) | $512,800 (+5.73%) | |
| 2025 | $6,315.00 Homeowner's exemption | $242,500 | $485,000 |
| 2023 | $203,800 | $407,600 | |
| 2021 | $3,184.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3435 Owen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3435 Owen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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