Kent County property record for 3415 Owen Dr, Cedar Springs, MI 49319
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,609 sqft · built 2005 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (May 2005) |
| Tax Bill | $5,222 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-06-11-100-037 |
| Primary APN | 41-06-11-100-037 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,609 sqft Living Area |
| Basement Area | 1,113 sqft |
| Finished Basement | 779 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 68,825 sqft (1.58 acres) |
| Lot Dimensions | 406 ft deep x 167 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 1,352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3415 OWEN DR |
|---|---|
| City | CEDAR SPRINGS |
| State | MI |
| Zip | 49319-8217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | N 1/2 SE 1/4 NW 1/4 EX E 1180 FT & EX S 260 FT OF REMAINDER * SEC 11 T9N R11W 1.58 A. |
| Legal Range | 11W |
| Legal Township | 09N |
| Legal Section | 11 |
| Jurisdiction | KENT MI |
| Township / Civil Division | ALGOMA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10601 |
3415 Owen Dr is owned and occupied by two individuals who acquired it in December 2023.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3415 OWEN DR, CEDAR SPRINGS, MI 49319-8217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Intrafamily Transfer, Transfer |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2005 · Amount on File |
| Deed Sale | May 23, 2005 · Amount on File |
| Prior Sale | Nov 7, 2002 · Amount on File |
| Deed Document Number | 200560546 |
| Last Transfer Date | Dec 21, 2023 |
| Transfer Doc | 0000072181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Dec 21, 2023 |
| Property Address | 3415 OWEN DR, CEDAR SPRINGS, MI 49319-8217 |
| Document Number | 0000072181 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 20231221-0072181 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3415 OWEN DR, CEDAR SPRINGS, MI 49319-8217 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 3415 OWEN DR, CEDAR SPRINGS, MI 49319-8217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000097487 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 20171117-0097487 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
The 2025 property tax bill for 3415 Owen Dr was $5,222.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Algoma Township |
| Unified School District | Cedar Springs Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,700 (+6.81%) | $687,400 (+6.81%) | |
| 2025 | $5,222.00 Homeowner's exemption | $321,800 | $643,600 |
| 2023 | $271,100 | $542,200 | |
| 2021 | $4,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3415 Owen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3415 Owen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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