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3435 Georgetown Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3435 Georgetown Dr, Waterloo, IA 50701

Property Summary

Property TypeCondominium
Details2 bd · 3.5 ba · 1,536 sqft · built 1979
Lot Size0.146 acres (6,373 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Jul 2021)
Tax Bill$3,136 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8813-05-101-012

Property Details

APN / Parcel Number

Primary APN8813-05-101-012

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Basement Area1,536 sqft
Finished Basement40 sqft
Unfinished Basement1,536 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,373 sqft (0.146 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3435 GEORGETOWN DR
CityWATERLOO
StateIA
Zip50701-4509
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKINGSWOOD CONDOMINIUM UNIT #2 BLDG A PHASE I
Legal Range13W
Legal Township88N
Legal Section05
Legal SubdivisionKINGSWOOD CONDOMINIUM
Legal BlockA
Legal Lot Number2
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2010
Census Tract1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3435 GEORGETOWN DR, 2A, WATERLOO, IA 50701-4509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2021 · Amount on Record
Deed SaleJul 12, 2021 · Amount on Record
Deed Document Number2021202200000787
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJul 12, 2021
Property Address3435 GEORGETOWN DR, WATERLOO, IA 50701-4509
Document Number202200000787
Instrument DateJul 8, 2021
Instrument202200000787
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 GEORGETOWN DR # 2, 2, WATERLOO, IA 50701-4509

Mortgage

Document Number202200000788
DateJul 12, 2021
Instrument202200000788
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,136.00 (+8.96%) Homeowner's exemption$179,120 (+14.37%) Land $12,750 Building $166,370$179,120 (+14.37%) Land $12,750 Building $166,370
2024$2,878.00 (+4.96%)
2023$156,610 (+17.15%) Land $12,750 Building $143,860$156,610 (+17.15%) Land $12,750 Building $143,860
2022$2,742.00 Homeowner's exemption$133,680 Land $15,930 Building $117,750
2021$133,680 Land $15,930 Building $117,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies12 units insured
incl. 4 condo units
Nearby Flood Claims1 (2004)
Most Recent ClaimJun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: CenturyLink, Nextlink.

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