3425 Georgetown Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3425 Georgetown Dr, Waterloo, IA 50701

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,536 sqft · built 1979
Lot Size0.146 acres (6,373 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (May 2018)
Tax Bill$2,818 (2025)
Deeds & MortgagesMay 2018 Mortgage
Dec 2018 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN8813-05-101-016

Property Details

APN / Parcel Number

Primary APN8813-05-101-016

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Basement Area1,536 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,373 sqft (0.146 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3425 GEORGETOWN DR
CityWATERLOO
StateIA
Zip50701-4509
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKINGSWOOD CONDOMINIUM UNIT #6 BLDG A PHASE I
Legal Range13W
Legal Township88N
Legal Section05
Legal SubdivisionKINGSWOOD CONDOMINIUM
Legal BlockA
Legal Lot Number6
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2010
Census Tract1501

Owner

3425 Georgetown Dr, a condominium, is owned and occupied by two individuals who bought it in May 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3425 GEORGETOWN DR, WATERLOO, IA 50701-4509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2018Deed of Trust, Mortgage
UNIVERSITY OF IOWA CREDIT UNION
Dec 3, 2018Deed of Trust, Mortgage · Balloon Mortgage
UNIVERSITY OF IOWA CREDIT UNION
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Sep 8, 2011Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
May 15, 2007Legal Action/Court Order, Foreclosure · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2018 · Amount on File
Deed SaleMay 29, 2018 · Amount on File
Prior SaleMay 15, 2007 · Amount on File
Deed Document Number201819440
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3425 GEORGETOWN DR, WATERLOO, IA 50701-4509
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800019441
DateMay 29, 2018
Instrument201800019441
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
AmountAmount on Record
Term356 Months
DueJan 1, 2048

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3425 GEORGETOWN DR, WATERLOO, IA 50701-4509
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900008563
DateDec 3, 2018
Instrument201900008563
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term61 Months
DueJan 1, 2024

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3425 GEORGETOWN DR, WATERLOO, IA 50701-4509
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200007716
DateOct 8, 2021
Instrument202200007716
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

September 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3425 GEORGETOWN DR, WATERLOO, IA 50701-4509
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2012004341
DateSep 8, 2011
Instrument2012004341
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2026

May 2007: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateMay 15, 2007
Property Address3425 GEORGETOWN DR, WATERLOO, IA 50701-4509
Document Number2007024173
Map ReferenceMB228 MR48
Instrument DateMay 14, 2007
Instrument2007024173
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3425 GEORGETOWN DR, WATERLOO, IA 50701-4509

Mortgage

Document Number2007024175
DateMay 15, 2007
Instrument2007024175
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3425 Georgetown Dr was $2,818 with a homeowner's exemption, up 9.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,818.00 (+9.56%) Homeowner's exemption$172,580 Land $12,750 Building $159,830$172,580 Land $12,750 Building $159,830
2024$2,572.00
2023$150,950 (+17.44%) Land $12,750 Building $138,200$150,950 Land $12,750 Building $138,200
2022$2,554.00 Homeowner's exemption$128,530 Land $15,930 Building $112,600
2021$128,530 Land $15,930 Building $112,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3425 Georgetown Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies12 units insured
incl. 4 condo units
Nearby Flood Claims1 (2004)
Most Recent ClaimJun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3425 Georgetown Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: CenturyLink, Nextlink.

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