3435 Dickens St, San Diego, CA 92106 Property Records

San Diego County property record for 3435 Dickens St, San Diego, CA 92106

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,162 sqft · built 2006
Lot Size	0.126 acres (5,482 sqft)
Owner	2 Individual Names on File
Last Sale	$2,770,000 (Apr 2026)
Tax Bill	$8,335 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`531-295-02-00`

Property Details

APN / Parcel Number

Primary APN	`531-295-02-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,162 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Lot Area	5,482 sqft (0.126 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3435 DICKENS ST
City	SAN DIEGO
State	CA
Zip	92106-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 35 LOT 11 TR 000305
Legal Subdivision	ROSEVILLE
Legal Tract	000305
Legal Block	35
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	7002

Owner

3435 Dickens St is owned by two individuals who bought it in April 2026.

Source: San Diego County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32120 MOUNTAIN SHADOW RD, ACTON, CA 93510-1933
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Grant Deed, Transfer · Conventional Mortgage ZIONS BANCORPORATION NA
Sep 19, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Sep 19, 2025 · Amount on File
Deed Document Number	2026116474
Prior Transfer Date	Mar 20, 2007
Prior Transfer Doc	0000239877
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2026
Property Address	3435 DICKENS ST, SAN DIEGO, CA 92106-2543
Document Number	0000116474
Instrument Date	Apr 10, 2026
Instrument	2026116474
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307,747.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32120 MOUNTAIN SHADOW RD, ACTON, CA 93510-1933
Investor	Possibly a Property Investor

Mortgage

Document Number	0000116475,
Date	Apr 24, 2026
Instrument	2026116475

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2025
Property Address	3435 DICKENS ST, SAN DIEGO, CA 92106-2543
Document Number	0000262112
Map Reference	MAP 305
Instrument Date	Sep 4, 2025
Instrument	2025-0262112
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1325 PACIFIC HWY UNIT 313, 313, SAN DIEGO, CA 92101-2581

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3435 DICKENS ST, SAN DIEGO, CA 92106-2543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3435 DICKENS ST, SAN DIEGO, CA 92106-2543

Mortgage

Document Number	0000042174
Date	Jan 20, 2021
Instrument	2021-0042174

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3435 Dickens St was $8,335, up 10.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,575,000 (+309.73%) Land $2,000,000 Building $575,000
2025	$8,335.00 (+10.91%) Homeowner's exemption	$628,467 Land $309,892 Building $318,575
2024	$7,515.00 (+2.27%)
2023	$7,348.00 (+2.75%) Homeowner's exemption	$604,064 Land $297,859 Building $306,205
2022	$7,151.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3435 Dickens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3435 Dickens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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