3428 Dickens St, San Diego, CA 92106 Property Records

San Diego County property record for 3428 Dickens St, San Diego, CA 92106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,685 sqft · built 1951
Lot Size	0.125 acres (5,453 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2002)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`531-292-10-00`

Property Details

APN / Parcel Number

Primary APN	`531-292-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,685 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,453 sqft (0.125 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3428 DICKENS ST
City	SAN DIEGO
State	CA
Zip	92106-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 38 LOT 3 TR 000305
Legal Subdivision	ROSEVILLE
Legal Tract	000305
Legal Block	38
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2024
Census Tract	7002

Owner

3428 Dickens St is owned and occupied by two individuals who bought it in October 2002.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3428 DICKENS ST, SAN DIEGO, CA 92106-2544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2002 · Amount on File
Deed Sale	Oct 30, 2002 · Amount on File
Deed Document Number	2002958636
Prior Transfer Date	Oct 7, 2002
Prior Transfer Doc	0000958636
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3428 DICKENS ST, SAN DIEGO, CA 92106-2544
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000767
Date	Jan 2, 2019
Instrument	2019-0000767

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3428 DICKENS ST, SAN DIEGO, CA 92106-2544
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 DICKENS ST, SAN DIEGO, CA 92106-2544

Mortgage

Document Number	0000574200
Date	Aug 12, 2021
Instrument	2021-0574200

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3428 Dickens St was $1,885.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$108,096 (+2%) Land $49,921 Building $58,175
2025	$1,885.00	$105,978 Land $48,943 Building $57,035
2023	$1,281.00 (+2.73%)	$101,865 Land $47,044 Building $54,821
2022	$1,247.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3428 Dickens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3428 Dickens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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