3199 Upper Cove Rd, Mathias, WV 26812 Property Records

Hardy County property record for 3199 Upper Cove Rd, Mathias, WV 26812

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1970
Lot Size	86.4 acres (3,765,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jun 2017)
Tax Bill	$262 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-508-0033.0000`

Property Details

APN / Parcel Number

Primary APN	`02-508-0033.0000`
Alternative APN	`16-02-508-0033.0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Rustic
Construction Type	Frame
Lot Area	3,765,326 sqft (86.4 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3199 UPPER COVE RD
City	MATHIAS
State	WV
Zip	26812-8122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	86.44 AC BURT TOD DB 360 PG 773
Legal Subdivision	02 91 0000-00 508 0033
Jurisdiction	HARDY WV
Township / Civil Division	LOST RIVER
Census Block Group	4
Census Block	4000
Census Tract	970300

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3199 UPPER COVE RD, MATHIAS, WV 26812-8122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT OF THE VIRGINIAS ACA
Nov 15, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	2017206466
Deed Book / Page	342 / 869
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	3199 UPPER COVE RD, MATHIAS, WV 26812-8122
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000301/670
Date	Jun 8, 2017
Book Page	301/670
Instrument	206467

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA
Type	Funding / Finance Company
Address	MATHIAS, WV 26812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Nov 15, 2023
Property Address	3199 UPPER COVE RD, MATHIAS, WV 26812-8122
Document Number	0000371/95
Book / Page	371 / 95
Instrument Date	Oct 24, 2023
Instrument	234427
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3199 UPPER COVE RD, MATHIAS, WV 26812-8122

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$262.00 (+5.22%)	$34,140 (+5.18%) Land $18,240 Building $15,900	$56,900 (+5.18%) Land $30,400 Building $26,500
2025	$249.00 (+1.22%)	$32,460 (+1.88%) Land $17,160 Building $15,300	$54,100 (+1.88%) Land $28,600 Building $25,500
2023	$246.00	$31,860 Land $17,160 Building $14,700	$53,100 Land $28,600 Building $24,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 82% of West Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Upper Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures