3432 Moubry Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3432 Moubry Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,752 sqft · built 2002
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$268,900 (Nov 2019)
Tax Bill	$3,575 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046B4-03-00-021A0`

Property Details

APN / Parcel Number

Primary APN	`046B4-03-00-021A0`
Alternative APN	`13005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	120 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3432 MOUBRY LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-5642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10 RESIDE
Legal Description	FOREST RIDGE LOT 21A
Legal Subdivision	FOREST RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3432 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Grant Deed, Transfer · Conventional with PMI FIRST HERITAGE MTG
Mar 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/VA CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	201912230
Deed Book / Page	5239 / 710
Last Transfer Date	Dec 20, 2024
Transfer Doc	0000001000
Record Updated	Sep 20, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 6, 2019
Property Address	3432 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Document Number	0000012230
Book / Page	005239 / 000710
Instrument Date	Oct 16, 2019
Instrument	12230
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	CLOSURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3432 MOUBRY LN CHARLOTTESVILLE VA 229115642, CHARLOTTESVILLE, VA 22911-5642

Mortgage

Document Number	12231
Date	Nov 6, 2019
Book Page	005239/000714
Instrument	12231

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 15, 2018
Property Address	3432 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Document Number	0000002597
Book / Page	005023 / 000054
Instrument Date	Mar 14, 2018
Instrument	2597
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1990 RIVER INN LN CHARLOTTESVILLE VA 229016203, CHARLOTTESVILLE, VA 22901-6203

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3432 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Document Number	0000010393
Book / Page	004956 / 000464
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 MOUBRY LN CHARLOTTESVILLE VA 229115642, CHARLOTTESVILLE, VA 22911-5642

Mortgage

Document Number	0000010393
Date	Sep 7, 2017
Book Page	004956/000464
Instrument	10393

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2032

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,575.00 (+0.42%)	$399,900 (+0.4%) Land $81,000 Building $318,900	$399,900 (+0.4%) Land $81,000 Building $318,900
2025	$3,560.00 (+21.96%)	$398,300 (+16.5%) Land $81,000 Building $317,300	$398,300 (+16.5%) Land $81,000 Building $317,300
2023	$2,919.00	$341,900 Land $77,900 Building $264,000	$341,900 Land $77,900 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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