3424 Moubry Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3424 Moubry Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,814 sqft · built 1997
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Tax Bill	$3,766 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046B4-03-00-020A0`

Property Details

APN / Parcel Number

Primary APN	`046B4-03-00-020A0`
Alternative APN	`13003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,814 sqft Finished Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	4,704 sqft (0.108 acres)
View / Lot	Proximity to Airport
Garage Area	260 sqft
Porch	Slab
Porch Area	30 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3424 MOUBRY LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-5642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10 RESIDE
Legal Description	FOREST RIDGE 20A
Legal Subdivision	FOREST RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3424 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Apr 1, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 24, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3424 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642

Mortgage

Document Number	202600000852
Date	Jan 29, 2026
Instrument	202600000852

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2053

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3424 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642

Mortgage

Document Number	202400002447
Date	Apr 1, 2024
Instrument	202400002447

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3424 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Document Number	0000009605
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3424 MOUBRY LN CHARLOTTESVILLE VA 229115642, CHARLOTTESVILLE, VA 22911-5642

Mortgage

Document Number	0000009605
Date	Jul 27, 2020
Book Page	005357/000303
Instrument	9605

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate	2.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3424 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Document Number	0000007798
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3424 MOUBRY LN CHARLOTTESVILLE VA 229115642, CHARLOTTESVILLE, VA 22911-5642

Mortgage

Document Number	0000007798
Date	Jul 24, 2019
Book Page	005197/000524
Instrument	7798

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate	3.62%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3424 MOUBRY LN, CHARLOTTESVILLE, VA 22911-5642
Document Number	0000008541
Book / Page	004939 / 000679
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3424 MOUBRY LN CHARLOTTESVILLE VA 229115642, CHARLOTTESVILLE, VA 22911-5642

Mortgage

Document Number	0000008541
Date	Jul 27, 2017
Book Page	004939/000679
Instrument	8541

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,766.00 (+0.94%)	$421,300 (+0.93%) Land $81,000 Building $340,300	$421,300 (+0.93%) Land $81,000 Building $340,300
2025	$3,731.00 (+21.77%)	$417,400 (+16.33%) Land $81,000 Building $336,400	$417,400 (+16.33%) Land $81,000 Building $336,400
2023	$3,064.00	$358,800 Land $77,900 Building $280,900	$358,800 Land $77,900 Building $280,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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