3432 Merrill Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3432 Merrill Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,288 sqft · built 2011
Lot Size	0.763 acres (33,236 sqft)
Owner	Individual Name on File
Last Sale	$1,800,000 (Jul 2019)
Tax Bill	$23,996 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-151-09`

Property Details

APN / Parcel Number

Primary APN	`037-151-09`
Alternative APN	`037-151-09-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Building Area	4,288 sqft Living Area
Gross Area	5,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood
Roof Material	Tile
Lot Area	33,236 sqft (0.763 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3430 MERRILL RD
City	APTOS
State	CA
Zip	95003-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2009
Census Tract	122001

Owner

Source: Santa Cruz County records · APN 037-151-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3430 MERRILL RD, APTOS, CA 95003-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Intrafamily Transfer, Transfer
Jul 12, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 11, 2017	Grant Deed, Transfer EVERBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	201919565
Prior Transfer Date	Nov 28, 2001
Prior Transfer Doc	0000077067
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 12, 2021
Property Address	3432 MERRILL RD, APTOS, CA 95003-3113
Document Number	0000056120
Instrument Date	Nov 11, 2021
Instrument	2021-0056120
Transaction Type	Transfer
Record Updated	Sep 05, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3430 MERRILL RD, APTOS, CA 95003-3113

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 12, 2019
Property Address	3430 MERRILL RD, APTOS, CA 95003-3113
Document Number	0000019565
Instrument Date	Jul 10, 2019
Instrument	2019-0019565
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3430 MERRILL RD, APTOS, CA 95003-3113

Mortgage

Document Number	0000019566
Date	Jul 12, 2019
Instrument	2019-0019566

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 11, 2017
Property Address	3430 MERRILL RD, APTOS, CA 95003-3113
Document Number	0000011887
Instrument Date	Mar 30, 2017
Instrument	11887
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,007.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	121 VIA JUANITA LN APTOS CA 950033329, APTOS, CA 95003-3329

Mortgage

Document Number	11888
Date	Apr 11, 2017
Instrument	11888

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,007,935 (+2%) Land $1,204,761 Building $803,174
2025	$23,996.00 (+9.2%) Homeowner's exemption	$1,968,563 (+4.04%) Land $1,181,138 Building $787,425
2023	$21,974.00 (+1.01%) Homeowner's exemption	$1,892,122 Land $1,135,273 Building $756,849	$1,824,840
2022	$21,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 19% of California
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 445 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Etheric Communications, LLC., AT&T, Cruzio Internet, Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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