Santa Cruz County property record for 3410 Merrill Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,400 sqft Living Area |
| Lot Size | 18,600 sqft (0.427 acres) |
| Last Sale | $1,295,000 (2017) |
| Tax Bill | $18,454.00 (2025) |
| Primary APN | 037-141-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,400 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood Construction |
| Roof Material | Tile Roof |
| Lot Area | 18,600 sqft (0.427 acres) |
| Deck Area | 138 sqft Deck |
| Patio Area | 138 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3410 MERRILL RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3113 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 122001 |
Source: Santa Cruz County records · APN 037-141-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3410 MERRILL RD, APTOS, CA 95003-3113 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 12, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 18, 2017 | Grant Deed, Transfer OPES ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Deed Doc Number | 201742769 |
| Last Transfer Date | Jan 04, 2020 |
| Transfer Doc | 0000008716 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 22, 2026 |
| Property Address | 3410 MERRILL RD, APTOS, CA 95003-3113 |
| Document Number | 0000008864 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20268864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 3410 MERRILL RD, APTOS, CA 95003-3113 |
| Document Number | 0000008864, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20268864 |
| Name | HOMETRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3410 MERRILL RD, APTOS, CA 95003-3113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1840 41ST AVE 102307, 102307, CAPITOLA, CA 95010-2513 |
| Document Number | 0000013740 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0013740 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 12, 2020 |
| Property Address | 3410 MERRILL RD, APTOS, CA 95003-3113 |
| Document Number | 0000008716 |
| Instrument Date | Jan 04, 2020 |
| Instrument | 8716 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3410 MERRILL RD APTOS CA 950033113, APTOS, CA 95003-3113 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 18, 2017 |
| Property Address | 3410 MERRILL RD, APTOS, CA 95003-3113 |
| Document Number | 0000042769 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 42769 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,424.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3410 MERRILL RD APTOS CA 950033113, APTOS, CA 95003-3113 |
| Document Number | 42770 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 42770 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2047 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,502,959 (+2%) Land $901,775 Building $601,184 | ||
| 2025 | $18,454.00 (+7.1%) | $1,473,489 (+4.04%) Land $884,093 Building $589,396 | |
| 2024 | $17,231.00 (+2.15%) | ||
| 2023 | $16,869.00 (+1.1%) | $1,416,272 Land $849,763 Building $566,509 | $1,483,380 |
| 2022 | $16,686.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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