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3432 Loreto Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3432 Loreto Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,343 sqft · built 1973
Lot Size0.161 acres (7,000 sqft)
Owner2 Company Names on Record
Last Sale$695,000 (Apr 2010)
Tax Bill$10,324 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN212-231-039

Property Details

APN / Parcel Number

Primary APN212-231-039
Alternative APN
  • 212-231-039-0

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,343 sqft Living Area
Gross Area2,794 sqft
1st Floor Area1,452 sqft
2nd Floor Area891 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeManufactured
Roof MaterialWood Shingle
Lot Area7,000 sqft (0.161 acres)
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3432 LORETO DR
CitySAN RAMON
StateCA
Zip94583-3036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT03842 L0064 B EX MR
Legal SubdivisionENTITLED 3842
Legal Tract03842
Legal Lot Number64
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3009
Census Tract345103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address3432 LORETO DR, SAN RAMON, CA 94583-3036
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Nov 1, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2010 · Amount on Record
Deed SaleApr 21, 2010 · Amount on Record
Prior SaleJan 13, 2010 · Amount on Record
Deed Document Number201078272
Last Transfer DateMay 5, 2022
Transfer Doc0000168862
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3432 LORETO DR, SAN RAMON, CA 94583-3036
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3432 LORETO DR, SAN RAMON, CA 94583-3036

Mortgage

Document Number0000071814
DateMar 10, 2021
Instrument2021-071814
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateNov 1, 2022
Property Address3432 LORETO DR, SAN RAMON, CA 94583-3036
Document Number0000168862
Map ReferenceMB 143 PG 41
Instrument DateMay 5, 2022
Instrument2022-168862
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3432 LORETO DR, SAN RAMON, CA 94583-3036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$892,817 (+2%) Land $625,394 Building $267,423
2025$10,324.00 (+3.67%)$875,312 (+4.04%) Land $613,132 Building $262,180
2023$9,959.00 (+0.72%)$841,324 Land $589,324 Building $252,000
2022$9,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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