Contra Costa County property record for 3421 Loreto Dr, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,343 sqft · built 1973 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 1998) |
| Tax Bill | $8,461 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-232-004-3 |
| Primary APN | 212-232-004-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,343 sqft Living Area |
| Gross Area | 2,794 sqft |
| 1st Floor Area | 1,452 sqft |
| 2nd Floor Area | 891 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3421 LORETO DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-3035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3842 LOT 69 EX MR |
| Legal Subdivision | SUBDIVISION 3842 |
| Legal Tract | 3842 |
| Legal Lot Number | 69 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 345103 |
3421 Loreto Dr is owned and occupied by an individual who bought it in April 1998.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Jun 8, 2022 | Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jun 8, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 1998 · Amount on File |
| Deed Sale | Apr 27, 1998 · Amount on File |
| Deed Document Number | 199889993 |
| Prior Transfer Date | Jun 30, 1994 |
| Prior Transfer Doc | 0000178399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Document Number | 0000127643 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025- 127643 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Document Number | 0000040381 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023-040381 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 8, 2022 |
| Property Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Document Number | 0000096070 |
| Map Reference | MB 143 PG 41 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022-096070 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 8, 2022 |
| Property Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Document Number | 0000096071 |
| Map Reference | MB 143 PG 41 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022-096071 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3421 LORETO DR, SAN RAMON, CA 94583-3035 |
| Document Number | 0000096072 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-096072 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 3421 Loreto Dr was $8,461.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $521,159 (+2%) Land $244,293 Building $276,866 | |
| 2025 | $8,461.00 | $510,941 Land $239,503 Building $271,438 |
| 2023 | $8,230.00 (+0.53%) | $491,102 Land $230,203 Building $260,899 |
| 2022 | $8,187.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3421 Loreto Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3421 Loreto Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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