3432 Champlain Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3432 Champlain Ln, Virginia Beach, VA 23452

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,096 sqft · built 1986
Lot Size0.112 acres (4,917 sqft)
Owner2 Individual Names on Record
Last Sale$76,450 (Aug 1986)
Tax Bill$2,473 (2025)
Deeds & MortgagesFeb 2021 Mortgage
APN1486-75-1679

Property Details

APN / Parcel Number

Primary APN1486-75-1679
Alternative APN
  • 14867516790000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,096 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,917 sqft
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area80 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address3432 CHAMPLAIN LN
CityVIRGINIA BEACH
StateVA
Zip23452-4047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal DescriptionPECAN GARDENS BK 52 LOT 20
Legal Section02
Legal SubdivisionPECAN GARDENS
Legal Block52
Legal Lot Number20
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group4
Census Block4005
Census Tract45414

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3432 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 1986 · Amount on Record
Deed SaleAug 29, 1986 · Amount on Record
Deed Document Number0025371017
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVIRGINIA BEACH CITY VA
Property Address3432 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4047
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003043
DateFeb 12, 2021
Instrument202100013043
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,473.00 (+7.2%)$255,000 (+9.4%) Land $100,000 Building $155,000$255,000 (+9.4%) Land $100,000 Building $155,000
2023$2,307.00$233,100 Land $80,000 Building $153,100$233,100 Land $80,000 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims181 (1990–2024)
Claims Outside the SFHA13 of 181
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 73 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile, Xfinity.

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