3431 Strand Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3431 Strand Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1995
Square Footage3,910 sqft Gross Area
Lot Size435,600 sqft (10 acres)
OccupancyOwner Occupied
Last Sale$700,000 (2015)
Tax Bill$14,416.00 (2026)

Property Details

APN / Parcel Number

Primary APN415-0010-05180
Alternative APN
  • 985826

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area3,910 sqft Gross Area
1st Floor3,006 sqft 1st Floor
Basement Area1,383 sqft Basement
Finished Basement1,383 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area435,600 sqft (10 acres)
Garage Area1,168 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area84 sqft Deck
Porch Area263 sqft Porch
SaunaSauna
Lean-To288 sqft Lean-To

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number985826
Street Address3431 STRAND RD
CityDULUTH
StateMN
Zip55803-9796
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 1/2 OF W 1/2 OF SE 1/4 OF NW 1/4 SERIAL #
Legal Range13W
Legal Township51N
Legal Section19
Legal SubdivisionSUNSHINE LAKE PARK
JurisdictionST LOUIS MN
Minor Civil DivisionLAKEWOOD
Census Blockgroup2
Census Block2031
Census Tract10500

Owner

Source: St. Louis County records · APN 415-0010-05180

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3431 STRAND RD, DULUTH, MN 55803-9796
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2017Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BK/COMMERCE
Oct 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2015 · Amount on Record
Deed SaleMar 20, 2015 · Amount on Record
Prior SaleAug 20, 2009 · Amount on Record
Deed Doc Number2015955358
Prior Transfer DateDec 17, 2002
Prior Transfer Doc0000741177
Record RefreshedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3431 STRAND RD, DULUTH, MN 55803-9796
Document Number000T994038
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanySTEWART TITLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3431 STRAND RD DULUTH MN 558039796, DULUTH, MN 55803-9796

Mortgage

Document Number000T994038
DateJan 10, 2018
InstrumentT994038
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55816
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 09, 2023
Interest
Rate TypeAdjustable Rate
Rate4.25%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3431 STRAND RD, DULUTH, MN 55803-9796
Document Number000T991473
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedNov 15, 2017

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3431 STRAND RD DULUTH MN 558039796, DULUTH, MN 55803-9796

Mortgage

Document Number000T991473
DateOct 30, 2017
InstrumentT991473
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 29, 2027

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$14,416.00 (+13.6%)
2025$12,690.00 (+1.73%)$1,146,200 (+14.51%) Land $125,300 Building $1,020,900$1,146,200 (+14.51%) Land $125,300 Building $1,020,900
2024$12,474.00$1,001,000 (+11.68%) Land $115,300 Building $885,700$1,001,000 (+11.68%) Land $115,300 Building $885,700
2022$896,300 Land $105,200 Building $791,100$896,300 Land $105,200 Building $791,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Strand Rd

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