St. Louis County property record for 3406 Strand Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,860 sqft · built 1975 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $364,900 (Sep 2020) |
| Tax Bill | $6,344 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-05200 |
| Primary APN | 415-0010-05200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Gross Area |
| 1st Floor Area | 1,860 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 2,340 sqft |
| Deck Area | 208 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1095538 |
|---|---|
| Street Address | 3406 STRAND RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E 1/2 OF E 1/2 OF NE 1/4 OF SW 1/4 SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 19 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3406 STRAND RD, DULUTH, MN 55803-9796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BK |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HARBOR POINTE CU |
| Jun 5, 2020 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| May 11, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on Record |
| Deed Sale | Sep 3, 2020 · Amount on Record |
| Prior Sale | Jul 28, 2014 · Amount on Record |
| Deed Document Number | 20201028428 |
| Prior Transfer Date | Oct 31, 2002 |
| Prior Transfer Doc | 0000735134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 3, 2020 |
| Property Address | 3406 STRAND RD, DULUTH, MN 55803-9796 |
| Document Number | 00T1028428 |
| Instrument Date | Aug 31, 2020 |
| Instrument | T1028428 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3406 STRAND RD DULUTH MN 558039796, DULUTH, MN 55803-9796 |
| Document Number | T1028429 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | T1028429 |
| Name | GATE CITY BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3406 STRAND RD, DULUTH, MN 55803-9796 |
| Document Number | 00T1024468 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3406 STRAND RD DULUTH MN 558039796, DULUTH, MN 55803-9796 |
| Document Number | 00T1024468 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | T1024468 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 11, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3406 STRAND RD, DULUTH, MN 55803-9796 |
| Document Number | 00T1024469 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3406 STRAND RD DULUTH MN 558039796, DULUTH, MN 55803-9796 |
| Document Number | 00T1024469 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | T1024469 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Term | 180 Months |
| Due | Jun 11, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3406 STRAND RD, DULUTH, MN 55803-9796 |
| Document Number | 00T1010724 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3406 STRAND RD DULUTH MN 558039796, DULUTH, MN 55803-9796 |
| Document Number | 00T1010724 |
|---|---|
| Date | May 24, 2019 |
| Instrument | T1010724 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,344.00 (+28.68%) Homeowner's exemption | ||
| 2025 | $4,930.00 (+13.23%) Homeowner's exemption | $559,200 (+27.82%) Land $119,400 Building $439,800 | $559,200 (+27.82%) Land $119,400 Building $439,800 |
| 2024 | $4,354.00 | $437,500 (+25.21%) Land $109,900 Building $327,600 | $437,500 (+25.21%) Land $109,900 Building $327,600 |
| 2022 | $349,400 Land $100,300 Building $249,100 | $349,400 Land $100,300 Building $249,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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