3431 Steamer Dr, Keswick, VA 22947 Property Records

Albemarle County property record for 3431 Steamer Dr, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,454 sqft · built 2019
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$631,888 (Mar 2022)
Tax Bill	$6,243 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093B0-01-0B-016B0`

Property Details

APN / Parcel Number

Primary APN	`093B0-01-0B-016B0`
Alternative APN	`314169`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,454 sqft Finished Area
Basement Area	1,080 sqft
Finished Basement	771 sqft
Unfinished Basement	309 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	6,447 sqft (0.148 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3431 STEAMER DR
City	KESWICK
State	VA
Zip	22947-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVANNA VILLAGE LOT B16 BLK B
Legal Subdivision	RIVANNA VILLAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

3431 Steamer Dr is owned and occupied by an individual who bought it in March 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3431 STEAMER DR, KESWICK, VA 22947-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 22, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Oct 22, 2019 · Amount on File
Deed Document Number	20223521
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 23, 2022
Property Address	3431 STEAMER DR, KESWICK, VA 22947-2805
Document Number	202200003521
Map Reference	MB 5103 PG 251
Instrument Date	Mar 16, 2022
Instrument	202200003521
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 STEAMER DR, KESWICK, VA 22947-2805

Mortgage

Document Number	202200003522
Date	Mar 23, 2022
Instrument	202200003522

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 22, 2019
Property Address	3431 STEAMER DR, KESWICK, VA 22947-2805
Document Number	0000011542
Book / Page	005232 / 000789
Instrument Date	Oct 14, 2019
Instrument	11542
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.19
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3431 STEAMER DR KESWICK VA 22947, KESWICK, VA 22947

Mortgage

Document Number	11543
Date	Oct 22, 2019
Book Page	005233/000001
Instrument	11543

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3431 Steamer Dr was $6,243, up 4.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,243.00 (+4.82%)	$698,300 (+4.8%) Land $131,500 Building $566,800	$698,300 (+4.8%) Land $131,500 Building $566,800
2025	$5,956.00	$666,300 Land $131,500 Building $534,800	$666,300 Land $131,500 Building $534,800
2023	$5,285.00	$618,900 Land $135,000 Building $483,900	$618,900 Land $135,000 Building $483,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3431 Steamer Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Steamer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steamer Dr

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