3426 Steamer Dr, Keswick, VA 22947 Property Records

Albemarle County property record for 3426 Steamer Dr, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,731 sqft · built 2019
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$490,216 (Aug 2019)
Tax Bill	$6,228 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093B0-01-0B-008B0`

Property Details

APN / Parcel Number

Primary APN	`093B0-01-0B-008B0`
Alternative APN	`314146`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,731 sqft Finished Area
Basement Area	1,222 sqft
Finished Basement	853 sqft
Unfinished Basement	369 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	440 sqft
Porch	Slab
Porch Area	156 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3426 STEAMER DR
City	KESWICK
State	VA
Zip	22947-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVANNA VILLAGE
Legal Subdivision	RIVANNA VILLAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

3426 Steamer Dr is owned and occupied by an individual who bought it in August 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3426 STEAMER DR, KESWICK, VA 22947-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 19, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	May 14, 2019 · Amount on File
Deed Document Number	20198978
Deed Book / Page	5208 / 58
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3426 STEAMER DR, KESWICK, VA 22947-2805
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002455
Date	Feb 25, 2022
Instrument	202200002455

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 19, 2019
Property Address	3426 STEAMER DR, KESWICK, VA 22947-2805
Document Number	0000008978
Book / Page	005208 / 000058
Instrument Date	Aug 5, 2019
Instrument	8978
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 3, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3426 STEAMER DR KESWICK VA 22947, KESWICK, VA 22947

Mortgage

Document Number	8979
Date	Aug 19, 2019
Book Page	005208/000061
Instrument	8979

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3426 Steamer Dr was $6,228, up 5.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,228.00 (+5.08%)	$696,600 (+5.07%) Land $131,500 Building $565,100	$696,600 (+5.07%) Land $131,500 Building $565,100
2025	$5,927.00	$663,000 Land $131,500 Building $531,500	$663,000 Land $131,500 Building $531,500
2023	$5,422.00	$634,900 Land $135,000 Building $499,900	$634,900 Land $135,000 Building $499,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3426 Steamer Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3426 Steamer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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