3431 Silver Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3431 Silver Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1992
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Jun 2026)
Tax Bill	$973 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-15-4010`

Property Details

APN / Parcel Number

Primary APN	`8402-01-15-4010`
Alternative APNs	`34180201154010` `02183401154010` `5118401.0` `5118401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,418 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	300 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5118401
Street Address	3431 SILVER PALM DR
City	EDGEWATER
State	FL
Zip	32141-6405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 15401 & 15402 BLK 499 FLORIDA SHORES NO 27 MB 19 PG 247 PER OR 4553 PG 3032 PER OR 6453 PGS 3664-3665 PER OR 6646 PG 2226 PER OR 6665 PG 4393
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	499
Legal Lot Number	15401
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1010
Census Tract	83007

Owner

3431 Silver Palm Dr is owned and occupied by an individual who bought it in June 2026.

Source: Volusia County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3431 SILVER PALM DR, EDGEWATER, FL 32141-6405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Mar 3, 2026	Warranty Deed, Transfer ALBATROSS TITLE SERVICES
May 30, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Mar 3, 2026 · Amount on File
Deed Document Number	2026115280
Deed Book / Page	8871 / 1001
Prior Transfer Date	Mar 9, 2010
Prior Transfer Doc	0064533664
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 25, 2026
Property Address	3431 SILVER PALM DR, EDGEWATER, FL 32141-6405
Document Number	0000115280
Book / Page	8871 / 1001
Instrument Date	Jun 23, 2026
Instrument	2026115280
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	ALL ABOUT TITLE LLC, ALL ABOUT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218,463.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 SILVER PALM DR, EDGEWATER, FL 32141-6405

Mortgage

Document Number	0000115281,
Date	Jun 25, 2026
Instrument	2026115281

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000115282,
Date	Jun 25, 2026
Book Page	8871/1019
Instrument	2026115282

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.36%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 3, 2026
Property Address	3431 SILVER PALM DR, EDGEWATER, FL 32141-6405
Document Number	0088211286
Book / Page	8821 / 1286
Map Reference	MB 19 PG 247
Instrument Date	Feb 26, 2026
Instrument	2026037876
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ALBATROSS TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3431 SILVER PALM DR, EDGEWATER, FL 32141-6405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # 2ND, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3431 SILVER PALM DR, EDGEWATER, FL 32141-6405
Document Number	0077172837
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 SILVER PALM DR EDGEWATER FL 321416405, EDGEWATER, FL 32141-6405

Mortgage

Document Number	0077172837
Date	Jul 8, 2019
Book Page	007717/002837
Instrument	133649

Lender

Name	FIFTH THIRD BK/CTRL FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3431 Silver Palm Dr was $973 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,944 (+2.7%)	$292,890 (+2.36%) Land $54,000 Building $238,890
2025	$973.00 Homeowner's exemption	$94,396	$286,129 Land $54,000 Building $232,129
2023	$921.00 (+4.3%) Homeowner's exemption	$89,065 (+3%)	$276,039 (+19.51%) Land $34,000 Building $242,039
2022	$883.00 Homeowner's exemption	$86,471	$230,978 Land $29,600 Building $201,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3431 Silver Palm Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Silver Palm Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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