3422 Silver Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3422 Silver Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,648 sqft · built 1988
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$159,500 (Dec 2016)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-15-4380`

Property Details

APN / Parcel Number

Primary APN	`8402-01-15-4380`
Alternative APNs	`34180201154380` `3963733.0` `3963733`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	392 sqft
Deck Area	360 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3963733.0
Old Parcel Number	34180201154380
Street Address	3422 SILVER PALM DR
City	EDGEWATER
State	FL
Zip	32141-6406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 15438 TO 15440 BLK 501 FLORIDA SHORES NO 27 MB 19 PG 247 PER OR 5089 PG 1615 PER OR 5113 PG 4771 PER OR 5567 PGS
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	501
Legal Lot Number	15438
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1002
Census Tract	83007

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3422 SILVER PALM DR, EDGEWATER, FL 32141-6406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 6, 2019	Loan Modification, Mortgage · FHA Mortgage RP FNDG
Aug 6, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 10, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2016 · Amount on Record
Deed Sale	Dec 14, 2016 · Amount on Record
Prior Sale	Aug 4, 2016 · Amount on Record
Deed Document Number	2016-230568
Deed Book / Page	7337 / 0768
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3422 SILVER PALM DR, EDGEWATER, FL 32141-6406
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080833197
Date	Jul 15, 2021
Book Page	8083/3197
Instrument	2021-165699

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	3422 SILVER PALM DR, EDGEWATER, FL 32141-6406
Document Number	0077621155
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 SILVER PALM DR EDGEWATER FL 321416406, EDGEWATER, FL 32141-6406

Mortgage

Document Number	0077621155
Date	Oct 21, 2019
Book Page	007762/001155
Instrument	205454

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate	4.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3422 SILVER PALM DR, EDGEWATER, FL 32141-6406
Document Number	0077450206
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 SILVER PALM DR EDGEWATER FL 321416406, EDGEWATER, FL 32141-6406

Mortgage

Document Number	0077450206
Date	Sep 11, 2019
Book Page	007745/000206
Instrument	178065

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3422 SILVER PALM DR, EDGEWATER, FL 32141-6406
Document Number	0076152889
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 SILVER PALM DR EDGEWATER FL 321416406, EDGEWATER, FL 32141-6406

Mortgage

Document Number	0076152889
Date	Oct 26, 2018
Book Page	007615/002889
Instrument	217505

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,069.00 (+18.95%) Homeowner's exemption	$187,652 (+5.99%)	$307,590 (+0.8%) Land $64,800 Building $242,790
2023	$2,580.00 (+2.58%) Homeowner's exemption	$177,053 (+3%)	$305,146 (+17.78%) Land $51,000 Building $254,146
2022	$2,515.00 Homeowner's exemption	$171,896	$259,082 Land $44,400 Building $214,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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