3431 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 3431 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 1,030 sqft · built 1979
Lot Size	2.13 acres (92,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$694,000 (Apr 2022)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2097-1320-28-011`

Property Details

APN / Parcel Number

Primary APN	`2097-1320-28-011`
Alternative APN	`601329`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	92,966 sqft
Terrain	Gentle Slope

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3431 RYAN GULCH RD, B-3431
City	SILVERTHORNE
State	CO
Zip	80498-5160
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-25
Legal Description	UNIT 3431 BLDG B SUMMIT POINT CONDO
Legal Subdivision	SUMMIT POINT CONDO
Legal Block	B
Legal Lot Number	3431
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2003
Census Tract	103

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9363 NOBLE WAY, ARVADA, CO 80007-8202
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Nov 3, 2008 · Amount on Record
Deed Document Number	20221286338
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0001044125
Record Updated	Sep 20, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Apr 12, 2022
Property Address	3431 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Document Number	0001286338
Map Reference	DOC 200693
Instrument Date	Apr 5, 2022
Instrument	1286338
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3431 RYAN GULCH RD # 3431, 3431, SILVERTHORNE, CO 80498-5160

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9363 NOBLE WAY, ARVADA, CO 80007-8202

Mortgage

Document Number	0001286339
Date	Apr 12, 2022
Instrument	1286339

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	3431 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1206694
Date	Sep 3, 2019
Instrument	1206694

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,414.00 (-17.75%)	$37,244 (-15.35%) Building $37,244	$547,700 (-16.6%) Building $547,700
2024	$2,935.00 (+0.96%)	$43,999 (-)
2023	$2,907.00 (+45.2%)	$43,999 (+58.47%)	$656,700 (+64.38%) Building $656,700
2022	$2,002.00	$27,765	$399,500 Building $399,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2020–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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