3412 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 3412 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 1,030 sqft · built 1979
Lot Size	2.13 acres (92,966 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Mar 2022)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2097-1320-28-011`

Property Details

APN / Parcel Number

Primary APN	`2097-1320-28-011`
Alternative APN	`601321`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	92,966 sqft
Terrain	Gentle Slope
View / Lot	Average

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3412 RYAN GULCH RD, A-3412
City	SILVERTHORNE
State	CO
Zip	80498-5160
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-25
Legal Description	UNIT 3412 BLDG A SUMMIT POINT CONDO
Legal Subdivision	SUMMIT POINT CONDO
Legal Block	A
Legal Lot Number	3412
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2003
Census Tract	103

Owner

3412 Ryan Gulch Rd is owned by two individuals who bought it in March 2022.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2380 COLORADO BLVD, DENVER, CO 80207-3113
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Deed Document Number	20221285393
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Mar 28, 2022
Property Address	3412 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Document Number	0001285393
Map Reference	DOC 200693
Instrument Date	Mar 21, 2022
Instrument	1285393
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3412 RYAN GULCH RD, 3412, SILVERTHORNE, CO 80498-5160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2380 COLORADO BLVD, DENVER, CO 80207-3113

Mortgage

Document Number	0001285394
Date	Mar 28, 2022
Instrument	1285394

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3412 Ryan Gulch Rd was $2,363, down 18.5% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,363.00 (-18.46%)	$36,468 (-16.04%) Building $36,468	$536,300 Building $536,300
2024	$2,898.00 (+0.98%)	$43,436 (-)
2023	$2,870.00 (+46.58%)	$43,436 (+59.96%)	$648,300 (+65.93%) Building $648,300
2022	$1,958.00	$27,154	$390,700 Building $390,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3412 Ryan Gulch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2020–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 Ryan Gulch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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